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Property Type: Detached HouseOwnership: Freehold
172 TAYLOR AVENUE
Cambridge, ON N1R8H9
MLS® X14034742
$699,900
5 bed2 bath8 parking
Property Details
Property & Lot
- Sub-type
- House
- Style
- Raised bungalow
- Stories
- 1
- Lot size
- 55.8 x 120.7 FT
- Frontage
- 55.9 feet
RS1
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $4,453 (2025)
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Main level | — |
| Bathroom | Basement | — |
| Utility room | Basement | — |
| Dining room | Main level | — |
| Kitchen | Main level | — |
| Primary Bedroom | Main level | — |
| Bedroom 2 | Main level | — |
| Bedroom 3 | Main level | — |
| Bathroom | Main level | — |
| Living room | Basement | — |
| Bedroom | Basement | — |
| Bedroom 2 | Basement | — |
Description
Welcome to 172 Taylor Avenue, a well-kept detached raised bungalow tucked away on a quiet cul-de-sac in the established East Galt neighbourhood of Cambridge. It sits on a generous 55 x 120 ft lot and offers 3+2 bedrooms, 2 full bathrooms and parking for 8 vehicles: an attached double car garage plus a private double driveway that fits up to 6 cars. The bright main level features gleaming hardwood floors and an open concept living and dining area anchored by a large bay window. The dining area walks out to the expansive rear yard, ideal for entertaining or relaxing outdoors, and a storage shed keeps the garage free for vehicles. Three well-proportioned bedrooms and a 3-piece bathroom complete the main floor. The lower level was renovated in 2025 and now offers a recreation room, two bedrooms, a full washroom and laundry. This versatile layout offers excellent potential for an in-law suite, a home office or extra space for guests. Additional features include central air, central vacuum, forced air gas heating and a roof replaced between 2020 and 2022. Enjoy a low-traffic court setting close to schools, parks, shopping, public transit and the Moffatt Creek trail, with downtown Galt, the Grand River and Highway 8 and Highway 401 just minutes away. A wonderful opportunity to own a detached home with space, parking and a large lot in a well-established pocket of Cambridge. Book your showing today. (id:63161)
Listing Information
- MLS®
- X14034742
- Tax assessment year
- 2025
- Data last synced
- October 26, 2026
KIGO REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: KIGO REALTY INC.
MLS® Number: X14034742
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Cambridge average
$416/sqft
251 active listing(s)
Parking: 8 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 6.4% ($44,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$559,920.00
Periodic payment — Principal & Interest (monthly)$3,612.41
Additional monthly expenses (condo fees, tax, utilities, etc.)$371.08
Total monthly cost$3,983.50
Interest paid over 5-yr term$160,474.68
Balance at end of term$503,649.85
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$44,990
Stress test qualifying rate8.19%
Payment you must qualify for$5,078.00
Cash Needed at Closing
Minimum down payment$44,990
Estimated Land Transfer Tax (LTT)$10,473
Legal / closing costs (typical estimate)$1,500
Total cash needed$56,963
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
