Cambridge, ON N1R4T5
MLS® X14098798
$599,000
Don't miss this beautifully maintained bungalow in a mature neighborhood, conveniently located close to all amenities! The bright, open-concept main floor features a welcoming kitchen and living area, stainless steel appliances, stunning hardwood floors, a beautifully appointed 3-piece bathroom with walk-in shower, and convenient main-floor laundry. Step outside to enjoy the fully fenced backyard, complete with a gazebo, two storage sheds and parking for 3 vehicles. The finished lower level adds exceptional versatility, featuring a separate entrance, spacious bedroom, full bathroom with heated floors, additional laundry, open-concept living area and ample storage. This thoughtfully designed space offers flexibility for multigenerational families, guests, or a variety of household needs. Exceptionally clean and lovingly cared for, this home offers comfort, functionality, and flexibility throughout. A fantastic opportunity to make this wonderful property your own. (id:63161)
REAL BROKER ONTARIO LTD.
Data source: CREA DDF.
Listing Brokerage: REAL BROKER ONTARIO LTD.
MLS® Number: X14098798
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
This listing
—
Building average
—
No other active listings in this building
Cambridge average
$416/sqft
251 active listing(s)
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
139,163
(2021 Census)
+6.6% since 2016
Density:
Similar active properties nearby based on property type, price, and size.
Minimum required: 5.8% ($34,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
Dwellings: 53,491
Median household income: $93,000
After-tax: $82,000
Immigrant population: 23.2%
Top countries of origin (% of total population)
Source: Statistics Canada, 2021 Census of Population.
Parks (3)
Nearby places data: © OpenStreetMap contributors.
486 m away