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Property Type: Detached HouseOwnership: Freehold
64 LOWREY AVENUE S
Cambridge, ON N1R4Z8
MLS® X13871758
$645,000
3 bed2.5 bath4 parking
Amenities
Also listed: Fireplace(s)
Property Details
Property & Lot
- Sub-type
- House
- Style
- Bungalow
- Stories
- 1
- Lot size
- 54 x 100.1 FT
- Frontage
- 54 feet
R4
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $4,415.56 (2025)
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Main level | — |
| Other | Basement | — |
| Utility room | Basement | — |
| Kitchen | Main level | — |
| Primary Bedroom | Main level | — |
| Bedroom 2 | Main level | — |
| Bedroom 3 | Main level | — |
| Bathroom | Main level | — |
| Recreational, Games room | Basement | — |
| Bathroom | Basement | — |
| Den | Basement | — |
| Laundry room | Basement | — |
Description
A bright, beautifully cared-for Bungalow with a backyard you'll love spending time in! Welcome to 64 Lowrey Avenue South in Cambridge's established East Galt neighbourhood. Immaculately maintained and thoughtfully updated, this carpet-free brick Bungalow features large windows that fill the home with natural light. Three main-floor Bedrooms, a welcoming Living Room with a gas fireplace and an eat-in Kitchen with ample cabinetry offer comfortable everyday living. Updated main-floor flooring and Bathrooms (2025) add to its move-in-ready appeal. Downstairs, the spacious Rec Room offers plenty of room to relax or entertain, while a separate Den and generous Storage area provide flexible space to suit your needs. A two-piece Bathroom and exterior walk-up entrance add convenience. Mature trees, landscaped gardens and a deck with a gazebo create an inviting backyard retreat. A double-car Carport and parking for 4 vehicles, Furnace (2018) and Central Air (2021) complete the package. Close to schools, parks, shopping and downtown Galt. Book your showing and come see how easily you could feel at home! (id:63161)
Listing Information
- MLS®
- X13871758
- Tax assessment year
- 2025
- Data last synced
- October 25, 2026
RE/MAX ICON REALTY
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX ICON REALTY
MLS® Number: X13871758
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Cambridge average
$416/sqft
251 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 6.1% ($39,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$516,000.00
Periodic payment — Principal & Interest (monthly)$3,329.06
Additional monthly expenses (condo fees, tax, utilities, etc.)$367.96
Total monthly cost$3,697.02
Interest paid over 5-yr term$147,887.08
Balance at end of term$464,143.67
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$39,500
Stress test qualifying rate8.19%
Payment you must qualify for$4,694.89
Cash Needed at Closing
Minimum down payment$39,500
Estimated Land Transfer Tax (LTT)$9,375
Legal / closing costs (typical estimate)$1,500
Total cash needed$50,375
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
