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Property Type: Detached HouseOwnership: Freehold
295 GATEHOUSE DRIVE
Cambridge, ON N1P1E6
MLS® X13833448
$799,800
3 bed3.5 bath4 parking
Amenities
Also listed: Fireplace(s)
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 30 x 114.8 FT
- Frontage
- 30 feet
R6RS1M4
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $5,564 (2026)
Interior
- Basement
- Finished, N/A
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Family room | Main level | — |
| Bathroom | Second level | — |
| Recreational, Games room | Basement | — |
| Kitchen | Main level | — |
| Office | Basement | — |
| Laundry room | Basement | — |
| Other | Basement | — |
| Other | Basement | — |
| Eating area | Main level | — |
| Living room | Main level | — |
| Dining room | Main level | — |
| Bathroom | Main level | — |
| Primary Bedroom | Second level | — |
| Bathroom | Second level | — |
Description
Welcome to 295 Gatehouse Drive. This carpet free home is located in the very popular East Galt neighbourhood! This home has a very spacious main level with 9ft ceilings, and hardwood and ceramic tile throughout. There's lots of space for entertaining! Features include a main level family room, dinette and separate living and formal dining rooms. The kitchen has modern white cabinetry, stainless appliances, granite countertops, and a peninsula open to the dinette for casual dining. The family room has a gas fireplace, and an 18ft high vaulted ceiling for an airy, relaxing feel. There's a walkout to the fenced back yard with a screened off private patio where you can relax with your morning coffee, and completing this level is a 2 piece powder room with granite countertop and tiled floor and lastly, an inside access door to the double car garage. The stairs from this level (both up to the second floor and down to the basement), are hardwood with wood millwork. The second floor features hardwood in all 3 bedrooms, and ceramic tile and granite countertops in the bathrooms. The large Primary suite has a full 4 piece ensuite bathroom and generous walk-in closet. There are an additional two good sized bedrooms and a large 4 piece bathroom completing the second floor. The basement is fully finished with a huge L shaped rec room and an additional large room currently being used as bedroom. There's a bathroom rough in, a laundry room and a cold room completing this level. All amenities are nearby with lots of shopping, green space, golf etc. minutes away. This home is move-in ready and just waiting for your family to become it's next owners. Come and see for yourself! (id:63161)
Listing Information
- MLS®
- X13833448
- Tax assessment year
- 2026
- Data last synced
- October 27, 2026
RE/MAX REAL ESTATE CENTRE INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX REAL ESTATE CENTRE INC.
MLS® Number: X13833448
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Cambridge average
$416/sqft
251 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
4°C
—
Humidity 95%
Wind E calm km/h
Today
20°
Tonight
5°
Friday
12°
Friday night
-2°
Saturday
14°
Saturday night
3°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density: 615.3/km²
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Mortgage & Ownership Cost Calculator
Minimum required: 6.9% ($54,980) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$639,840.00
Periodic payment — Principal & Interest (monthly)$4,128.03
Additional monthly expenses (condo fees, tax, utilities, etc.)$463.67
Total monthly cost$4,591.70
Interest paid over 5-yr term$183,379.98
Balance at end of term$575,538.15
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$54,980
Stress test qualifying rate8.19%
Payment you must qualify for$5,775.14
Cash Needed at Closing
Minimum down payment$54,980
Estimated Land Transfer Tax (LTT)$12,471
Legal / closing costs (typical estimate)$1,500
Total cash needed$68,951
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
