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Property Type: Detached HouseOwnership: Freehold
35 SCOTT Road
Cambridge, ON N3C2X5
MLS® 40868263
$779,900
4 bed2 bath4 parking1,843 sqftBuilt 1973
Property Details
Property & Lot
- Sub-type
- House
- Style
- Raised bungalow
- Stories
- 1
- Frontage
- 51 feet
R5
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $4,642.39
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Bedroom | Basement | 11'1'' x 10'4'' |
| Other | Basement | 18'5'' x 6'11'' |
| 3pc Bathroom | Basement | 10'0'' x 6'11'' |
| Utility room | Basement | 17'5'' x 6'11'' |
| Recreation room | Basement | 24'7'' x 10'4'' |
| Storage | Basement | 10'2'' x 6'10'' |
| Primary Bedroom | Main level | 12'1'' x 9'10'' |
| Bedroom | Main level | 12'4'' x 8'11'' |
| 4pc Bathroom | Main level | 5'1'' x 6'11'' |
| Bedroom | Main level | 12'4'' x 8'11'' |
| Kitchen | Main level | 17'6'' x 6'11'' |
| Dining room | Main level | 8'8'' x 7'3'' |
| Living room | Main level | 15'3'' x 11'10'' |
Description
Welcome home to 35 Scott Street, Cambridge. Ideally positioned just steps from parks, the Grand River, and picturesque trails, this inviting raised ranch offers a wonderful combination of comfort, convenience, and everyday living. Located minutes from schools, shopping, Highway 401, and the historic charm of downtown Hespeler. The main level features an updated eat-in kitchen complete with stainless steel appliances and a timeless subway tile backsplash, while rich hardwood flooring extends throughout the living and dining areas, creating a warm and welcoming atmosphere. Three generously sized bedrooms and a beautifully refreshed 4-piece bathroom provide plenty of comfortable space for the whole family. A convenient barn door allows the upper and lower levels to be separated, creating the flexibility for a private suite or additional living quarters for extended family, guests, or growing household needs. The lower level adds even more versatility with an additional full bathroom and bedroom, offering endless possibilities for a home office, guest space, recreation area, or private retreat. And stay cozy this winter by the gas fireplace! Step outside to your own private, tree-lined oasis, complete with a fully fenced yard that is ideal for pets, children, and outdoor enjoyment. The spacious deck provides the perfect setting for summer entertaining, family gatherings, or simply unwinding at the end of the day. Two garden sheds, both equipped with electricity, offer valuable additional storage for tools, toys, and outdoor equipment. Notable updates include roof shingles (2017), energy-efficient windows, newer vinyl siding, and additional attic insulation for improved energy efficiency. More recent improvements include bedroom and closet doors, along with a new dishwasher and washer and dryer, all completed in 2025. With its flexible layout, thoughtful updates, and fantastic location, this home is truly move-in ready—just unpack and enjoy! (id:63159)
Listing Information
- MLS®
- 40868263
- Data last synced
- October 3, 2026
Re/Max Twin City Realty Inc
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Re/Max Twin City Realty Inc
MLS® Number: 40868263
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Brantford Regional Real Estate Assn Inc.
Values & Trends
This listing
$423/sqft
Building average
—
No other active listings in this building
44 - Blackbridge/Fisher Mills/Glenchristie/Hagey/Silver Heights average
$381/sqft
14 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 6.8% ($52,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$623,920.00
Periodic payment — Principal & Interest (monthly)$4,025.32
Additional monthly expenses (condo fees, tax, utilities, etc.)$478.87
Total monthly cost$4,504.19
Interest paid over 5-yr term$178,817.27
Balance at end of term$561,218.06
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$52,990
Stress test qualifying rate8.19%
Payment you must qualify for$5,636.27
Cash Needed at Closing
Minimum down payment$52,990
Estimated Land Transfer Tax (LTT)$12,073
Legal / closing costs (typical estimate)$1,500
Total cash needed$66,563
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
