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Property Type: Detached HouseOwnership: Freehold
87 POPLAR Drive
Cambridge, ON N3C3X3
MLS® 40871095
$575,000
3 bed2 bath3 parking1,655 sqft
Property Details
Property & Lot
- Sub-type
- House
- Style
- Other
- Stories
- 2
- Frontage
- 40 feet
RS1
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $3,765
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Laundry room | Basement | 6'7'' x 12'4'' |
| 3pc Bathroom | Basement | — |
| Recreation room | Basement | 10'4'' x 12'11'' |
| 4pc Bathroom | Second level | — |
| Bedroom | Second level | 9'4'' x 10'6'' |
| Bedroom | Second level | 9'4'' x 11'1'' |
| Primary Bedroom | Second level | 9'6'' x 15'5'' |
| Kitchen | Main level | 8'5'' x 11'6'' |
| Dining room | Main level | 8'10'' x 11'11'' |
| Living room | Main level | 9'11'' x 12'5'' |
Description
Welcome to 87 Poplar Drive in Cambridge! This well-maintained semi-detached home offers a practical layout, thoughtful updates, and plenty of space to enjoy both inside and out. The main floor features a bright living and dining area with plenty of natural light, along with an updated white kitchen complete with stainless steel appliances and a convenient pass-through to the dining space. Upstairs, you'll find three bedrooms and an updated four-piece bathroom. The finished basement adds valuable living space with an open layout that's perfect for a rec room, home gym, or additional entertainment area, along with a second bathroom featuring a walk-in shower. Outside, the fully fenced backyard is set up for entertaining, featuring a large deck with a covered gazebo and a dedicated pad for a future hot tub. Complete with an attached garage, this home is located in Cambridge's Hespeler community, close to schools, parks, shopping, and everyday amenities, with convenient access to Highway 401. A great opportunity for anyone looking for comfortable living with room to grow. (id:63161)
Listing Information
- MLS®
- 40871095
- Data last synced
- October 21, 2026
Flux Realty
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Flux Realty
MLS® Number: 40871095
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$347/sqft
Building average
—
No other active listings in this building
44 - Blackbridge/Fisher Mills/Glenchristie/Hagey/Silver Heights average
$388/sqft
14 active listing(s)
Parking: 3 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 5.7% ($32,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$460,000.00
Periodic payment — Principal & Interest (monthly)$2,967.76
Additional monthly expenses (condo fees, tax, utilities, etc.)$396.75
Total monthly cost$3,364.51
Interest paid over 5-yr term$131,837.32
Balance at end of term$413,771.49
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$32,500
Stress test qualifying rate8.19%
Payment you must qualify for$4,206.40
Cash Needed at Closing
Minimum down payment$32,500
Estimated Land Transfer Tax (LTT)$7,975
Legal / closing costs (typical estimate)$1,500
Total cash needed$41,975
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
