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Property Type: Detached HouseOwnership: Freehold
85 HUNGERFORD Road
Cambridge, ON N3C2P7
MLS® 40870151
$539,900
2 bed2 bath3 parking1,728 sqftBuilt 1950
Property Details
Property & Lot
- Sub-type
- House
- Style
- Bungalow
- Stories
- 1
- Lot size
- 0.14 acres
- Frontage
- 50 feet
R4
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $4,328
Interior
- Basement
- Partially finished, Full
- Cooling / A/C
- Window air conditioner
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | Main level | 12'6'' x 11'7'' |
| 3pc Bathroom | Basement | — |
| 3pc Bathroom | Main level | — |
| Bedroom | Main level | 10'4'' x 11'11'' |
| Primary Bedroom | Main level | 11'11'' x 14'4'' |
Description
Welcome to 85 Hungerford Road, nestled in a highly desirable, mature Hespeler neighbourhood! This charming all-brick bungalow offers comfortable one-level living with an open-concept living room and dining area, two generously sized bedrooms, and an abundance of storage throughout. The functional layout is complemented by two full bathrooms and a partially finished basement featuring a spacious recreation room, offering plenty of additional living space, and flexibility for your needs. Enjoy the convenience of an attached garage with interior access, a newer roof, and a nice-sized yard with plenty of room to relax and enjoy the outdoors. A wonderful opportunity to own a solid brick bungalow in an established neighbourhood, perfect for those looking to downsize, first-time buyers, or anyone seeking comfortable living with added space and potential! Close to all amenities, great schools, Easy 401 access, and a short walk to Forbes Park and downtown Hespeler! Don't miss out, book your showing today! (id:63161)
Listing Information
- MLS®
- 40870151
- Data last synced
- October 24, 2026
RE/MAX REAL ESTATE CENTRE INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX REAL ESTATE CENTRE INC.
MLS® Number: 40870151
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$312/sqft
Building average
—
No other active listings in this building
42 - Hillcrest/Cooper/Townline Estates average
$368/sqft
9 active listing(s)
Parking: 3 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density:
Similar Listings Nearby
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Mortgage & Ownership Cost Calculator
Minimum required: 5.4% ($28,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$431,920.00
Periodic payment — Principal & Interest (monthly)$2,786.60
Additional monthly expenses (condo fees, tax, utilities, etc.)$446.67
Total monthly cost$3,233.27
Interest paid over 5-yr term$123,789.51
Balance at end of term$388,513.44
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$28,990
Stress test qualifying rate8.19%
Payment you must qualify for$3,961.46
Cash Needed at Closing
Minimum down payment$28,990
Estimated Land Transfer Tax (LTT)$7,273
Legal / closing costs (typical estimate)$1,500
Total cash needed$37,763
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
