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Property Type: Detached HouseOwnership: Freehold
7 KROEGER Crescent
Cambridge, ON N3C4J7
MLS® 40872704
33
Walk Score
32
Transit
51
Bike
$699,900
3 bed3.5 bath3 parking2,263 sqftBuilt 2000
33
Walk Score
32
Transit
51
Bike
Property Details
Property & Lot
- Sub-type
- House
- Style
- Other
- Stories
- 2
- Frontage
- 30 feet
R6
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $5,533
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Utility room | Basement | 8'8'' x 8'7'' |
| Recreation room | Basement | 11'8'' x 20'3'' |
| Laundry room | Basement | 5'10'' x 13'6'' |
| Cold room | Basement | 4'5'' x 9'11'' |
| Loft | Third level | 13'8'' x 21'7'' |
| 4pc Bathroom | Second level | 7'2'' x 8'3'' |
| Bedroom | Second level | 10'6'' x 11'3'' |
| Bedroom | Second level | 10'8'' x 12'0'' |
| 3pc Ensuite bath | Second level | 10'1'' x 6'6'' |
| Primary Bedroom | Second level | 16'5'' x 17'7'' |
| Living room | Main level | 12'1'' x 20'9'' |
| Dining room | Main level | 10'1'' x 10'6'' |
| Kitchen | Main level | 10'7'' x 13'1'' |
Description
Welcome to this beautiful, move in ready detached home in the desirable Hespeler neighbourhood of Cambridge! Offering 3 bedrooms, 2.5 bathrooms, and a spacious loft, this home blends modern updates with comfortable, functional living. The exterior features a wide driveway with parking for two vehicles and an attached garage. Inside, the bright, open concept main floor showcases pot lights, updated flooring (2022), brand new blinds, and a carpet free layout throughout. The stunning kitchen features stainless steel appliances, updated countertops, and a centre island overlooking the dining area, creating an inviting space for everyday living and entertaining. Upstairs, you'll find spacious 3 bedrooms and a versatile loft ideal for a home office, reading nook, additional family space, or potential fourth bedroom! The primary bedroom offers two large closets and a private ensuite with heated floors for added comfort and welcoming mornings. The laundry room was updated in 2025, and the washer and dryer are approximately three years old. The fully finished basement provides additional living space perfect for a recreation room, home gym, or movie nights, with a rough in for a future bathroom. Outside, enjoy the fully fenced backyard with a deck for outdoor dining and entertaining, overlooking the pond nearby, along with a convenient storage shed. Conveniently located just minutes from Highway 401, schools, shopping, and everyday amenities, this fantastic home offers a wonderful combination of style, versatility, and convenience. Notable updates include main floor pot lights, bathrooms, flooring, fresh paint on the main and upper levels, and main level and front facing second floor windows (2022); laundry room (2025); roof (2014); furnace, air conditioning, and water softener (2019); and hot water heater (2023). Don't miss your opportunity to make this home yours! (id:63161)
Listing Information
- MLS®
- 40872704
- Data last synced
- October 29, 2026
Re/Max Twin City Realty Inc.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Re/Max Twin City Realty Inc.
MLS® Number: 40872704
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$309/sqft
Building average
—
No other active listings in this building
42 - Hillcrest/Cooper/Townline Estates average
$369/sqft
9 active listing(s)
Parking: 3 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 6.4% ($44,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$559,920.00
Periodic payment — Principal & Interest (monthly)$3,612.41
Additional monthly expenses (condo fees, tax, utilities, etc.)$574.08
Total monthly cost$4,186.50
Interest paid over 5-yr term$160,474.68
Balance at end of term$503,649.85
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$44,990
Stress test qualifying rate8.19%
Payment you must qualify for$5,078.00
Cash Needed at Closing
Minimum down payment$44,990
Estimated Land Transfer Tax (LTT)$10,473
Legal / closing costs (typical estimate)$1,500
Total cash needed$56,963
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
