Loading…
Property Type: Condo / ApartmentOwnership: Condominium
404 - 190 HESPELER ROAD
Cambridge, ON N1R8B8
MLS® X14002446
$625,000
2 bed2 bath2 parking
Amenities
Gym
Also listed: Storage - Locker, Recreation Centre, Separate Heating Controls, Party Room, Sauna
Property Details
Property & Lot
- Sub-type
- Apartment
Ownership & Fees
- Property type
- Condo / Apartment
- Ownership
- Condominium
- Condo / maintenance fee
- $1,206/mo
- Annual property tax
- $4,627.27
Maintenance Fee Includes
Water
Also included: Common Area Maintenance, Insurance, Parking
Interior
- Basement
- None
- Heating
- Forced air, Electric
- Cooling / A/C
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Main level | — |
| Dining room | Main level | — |
| Kitchen | Main level | — |
| Primary Bedroom | Main level | — |
| Bedroom | Main level | — |
| Sunroom | Main level | — |
Description
A rare offering! Welcome to this fabulous corner unit, offering approximately 1,600 sq.ft. of bright, spacious living and a large open balcony. The open-concept living and dining area features floor-to-ceiling windows, filling the space with natural light and creating a bright, airy atmosphere. In the spacious primary bedroom, you will find a walk-in closet, additional closet space, and a lovely updated 4-piece ensuite with a charming vanity. The second bedroom has a walkout to the sunroom, while an additional bathroom adds convenience for guests and family. Enjoy peaceful treed views from the kitchen and the beauty of nature right outside your door, with tranquil trails and beautifully landscaped, mature grounds. Convenient in-suite laundry adds to the ease of everyday living. This welcoming community offers plenty of opportunities to socialize, including community gatherings, BBQs, and gardens to enjoy. Exceptional amenities include an indoor pool, sauna, exercise room, party room with full kitchen, games room, library, workshop, and outdoor tennis/pickleball court. This well-managed condominium has an on-site superintendent, secure private entrance, two elevators, and two underground parking spaces! Whether you enjoy relaxing indoors, staying active, connecting with neighbours, or exploring the outdoors, this home offers a wonderful combination of comfort, convenience, and lifestyle. (id:63159)
Listing Information
- MLS®
- X14002446
- Data last synced
- October 16, 2026
ROYAL LEPAGE MEADOWTOWNE REALTY
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: ROYAL LEPAGE MEADOWTOWNE REALTY
MLS® Number: X14002446
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Cambridge average
$480/sqft
81 active listing(s)
Parking: 2 stall(s) includedStorage locker: Included
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
4°C
—
Humidity 95%
Wind E calm km/h
Today
20°
Tonight
5°
Friday
12°
Friday night
-2°
Saturday
14°
Saturday night
3°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density: 615.3/km²
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 6.0% ($37,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$500,000.00
Periodic payment — Principal & Interest (monthly)$3,225.83
Additional monthly expenses (condo fees, tax, utilities, etc.)$1,591.87
Total monthly cost$4,817.70
Interest paid over 5-yr term$143,301.44
Balance at end of term$449,751.62
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$37,500
Stress test qualifying rate8.19%
Payment you must qualify for$4,555.32
Cash Needed at Closing
Minimum down payment$37,500
Estimated Land Transfer Tax (LTT)$8,975
Legal / closing costs (typical estimate)$1,500
Total cash needed$47,975
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
