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Property Type: TownhouseOwnership: CondominiumNEW LISTING
44 - 635 SAGINAW PARKWAY
Cambridge, ON N1T0C1
MLS® X14114516
41
Walk Score
32
Transit
45
Bike
$699,999
3 bed3.5 bath2 parking
41
Walk Score
32
Transit
45
Bike
Property Details
Property & Lot
- Sub-type
- Row / Townhouse
- Stories
- 2
Ownership & Fees
- Property type
- Townhouse
- Ownership
- Condominium
- Condo / maintenance fee
- $360/mo
- Annual property tax
- $2,489.64
Interior
- Basement
- Partially finished, N/A
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
- Fireplace
- None
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Main level | — |
| Kitchen | Main level | — |
| Dining room | Main level | — |
| Bedroom | Second level | — |
| Bedroom 2 | Second level | — |
| Recreational, Games room | Basement | — |
Description
Nestled in desirable Cambridge, this End Unit 3 bedrooms 3 bathrooms townhouse has ample space and comfort for the entire family. You'll immediately notice the well-designed layout, allowing for seamless living and entertaining. Spacious chef's kitchen, perfect culinary adventures and family gatherings. Close proximity to highway 401, walking trails, shops and so much more! Families will appreciate exceptional schools in the vicinity. This home radiates warmth and charm, offering a harmonious blend of convenience and comfort. (id:63161)
Listing Information
- MLS®
- X14114516
- Data last synced
- October 25, 2026
REMAX YOUR COMMUNITY REALTY
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: REMAX YOUR COMMUNITY REALTY
MLS® Number: X14114516
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Cambridge average
$369/sqft
83 active listing(s)
Parking: 2 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 6.4% ($45,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$559,999.00
Periodic payment — Principal & Interest (monthly)$3,612.92
Additional monthly expenses (condo fees, tax, utilities, etc.)$567.47
Total monthly cost$4,180.39
Interest paid over 5-yr term$160,497.32
Balance at end of term$503,720.91
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$45,000
Stress test qualifying rate8.19%
Payment you must qualify for$5,078.69
Cash Needed at Closing
Minimum down payment$45,000
Estimated Land Transfer Tax (LTT)$10,475
Legal / closing costs (typical estimate)$1,500
Total cash needed$56,975
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
