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Property Type: TownhouseOwnership: Freehold
51 - 143 RIDGE ROAD
Cambridge, ON N3E0E1
MLS® X13805640
$589,900
2 bed3.5 bath2 parking
Property Details
Property & Lot
- Sub-type
- Row / Townhouse
- Stories
- 3
- Lot size
- 21 x 46.1 FT
- Frontage
- 21 feet
Ownership & Fees
- Property type
- Townhouse
- Ownership
- Freehold
- Annual property tax
- $4,355.08
Interior
- Basement
- None
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Main level | — |
| Dining room | Main level | — |
| Kitchen | Main level | — |
| Primary Bedroom | Upper Level | — |
| Bedroom | Upper Level | — |
| Office | Lower level | — |
Description
Ideally situated in the row of freehold townhomes this unit is close to conservation and surrounded by trails and greenery. The view from the upper balcony is unobstructed plus visitor parking conveniently located. Elegant Livingroom and separate Dining room have laminate floors and there is a walk out to the balcony and electric fireplace in dining room as well as a stone feature wall. The open concept kitchen with Stainless Steel appliances, Granite counters, breakfast bar and tiled floor overlooks the formal rooms. Two large upper bedrooms have broadloom and excellent closet space. There is a 4-piece bath and large walk-in closet in the Primary Bedroom. The large entry level's open space is now used as an office. There is access to the garage and storage area. Conveniently located close to amenities, schools, shops and trails. This unit is beautifully kept and a Must See! (id:63159)
Listing Information
- MLS®
- X13805640
- Data last synced
- October 5, 2026
ROYAL LEPAGE REALTY PLUS
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: ROYAL LEPAGE REALTY PLUS
MLS® Number: X13805640
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Cambridge average
$369/sqft
83 active listing(s)
Parking: 2 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
4°C
—
Humidity 95%
Wind E calm km/h
Today
20°
Tonight
5°
Friday
12°
Friday night
-2°
Saturday
14°
Saturday night
3°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density: 615.3/km²
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Mortgage & Ownership Cost Calculator
Minimum required: 5.8% ($33,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$471,920.00
Periodic payment — Principal & Interest (monthly)$3,044.67
Additional monthly expenses (condo fees, tax, utilities, etc.)$362.92
Total monthly cost$3,407.59
Interest paid over 5-yr term$135,253.63
Balance at end of term$424,493.57
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$33,990
Stress test qualifying rate8.19%
Payment you must qualify for$4,310.38
Cash Needed at Closing
Minimum down payment$33,990
Estimated Land Transfer Tax (LTT)$8,273
Legal / closing costs (typical estimate)$1,500
Total cash needed$43,763
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
