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Property Type: Detached HouseOwnership: Freehold
51 COPPERFIELD DRIVE
Cambridge, ON N1R8A4
MLS® X13751446
$1,099,800
6 bed4.5 bath8 parking
Amenities
Also listed: Fireplace(s)
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 59.4 x 141.9 FT
- Frontage
- 59.4 feet
R4
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $7,455 (2026)
Interior
- Basement
- Finished, Walk out, N/A
- Heating
- Forced air, Natural gas
- Cooling / A/C
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Main level | — |
| Bathroom | Second level | — |
| Bathroom | Second level | — |
| Bedroom 5 | Basement | — |
| Bedroom | Basement | — |
| Recreational, Games room | Basement | — |
| Other | Basement | — |
| Other | Basement | — |
| Utility room | Basement | — |
| Bathroom | Basement | — |
| Dining room | Main level | — |
| Kitchen | Main level | — |
| Office | Main level | — |
| Bathroom | Main level | — |
Description
This custom home is in pristine condition, with quality finishes throughout including updated lighting, window treatments, hardwood flooring in the main floor living areas, and ceramic flooring in the kitchen, laundry and main foyer. The kitchen has an informal dining area for family gatherings, and features stainless appliances, modern cabinets, ceramic backsplash, and quartz countertops. There is a walkout with a covered porch and a large upper deck from the kitchen area which overlooks the beautifully landscaped lovingly cared for back yard. The large living room is perfect for intimate evenings and family relaxation, and has a corner fireplace and a huge window overlooking the back yard. The formal dining room has lots of windows, modern colours, updated finishes and lighting, and is adjacent to the office for extended entertaining space. The 2 piece powder room has white fixtures, and the laundry room has front load washer and dryer to complete this level. The bedroom level is reached by a curved hardwood staircase with hardwood flooring on the upper landing. This level features a huge primary bedroom with double doors, hardwood flooring, a bay window seating nook, his and hers closets, a 3 pce ensuite with a shower stall, ceramic flooring and quartz countertop. The 3 remaining spacious bedrooms are also finished in hardwood flooring. The main 4 pce modern bathroom has ceramic flooring, quartz countertop and a corner jet tub with tiled backsplash, as well as a separate glass door shower. The hardwood staircase continues down from the main level to the fully finished basement. Here you will find a 3 pce bathroom, and 2 additional bedrooms featuring parquet flooring, one of which has a walkout to the backyard. The large recroom is also parquet floored with a corner fireplace. A unique feature of this home is the huge workshop space underneath the garage. This room is currently being used for winemaking but has many possibilities with a walkout to the backyard. (id:63159)
Listing Information
- MLS®
- X13751446
- Tax assessment year
- 2026
- Data last synced
- September 15, 2026
RE/MAX REAL ESTATE CENTRE INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX REAL ESTATE CENTRE INC.
MLS® Number: X13751446
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Cambridge average
$416/sqft
251 active listing(s)
Parking: 8 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 7.7% ($84,980) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$879,840.00
Periodic payment — Principal & Interest (monthly)$5,676.43
Additional monthly expenses (condo fees, tax, utilities, etc.)$621.25
Total monthly cost$6,297.68
Interest paid over 5-yr term$252,164.67
Balance at end of term$791,418.93
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$84,980
Stress test qualifying rate8.19%
Payment you must qualify for$7,868.65
Cash Needed at Closing
Minimum down payment$84,980
Estimated Land Transfer Tax (LTT)$18,471
Legal / closing costs (typical estimate)$1,500
Total cash needed$104,951
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
