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Property Type: Detached HouseOwnership: Freehold
73 FITZGERALD DRIVE
Cambridge, ON N1T2C6
MLS® X13622452
$939,900
5 bed4.5 bath4 parking
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 39.7 x 115.8 FT
- Frontage
- 39.8 feet
R4
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $6,593.11
Interior
- Basement
- Finished, Separate entrance, Walk out, N/A, N/A
- Heating
- Forced air, Natural gas
- Cooling / A/C
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Main level | — |
| Cold room | Basement | — |
| Living room | Basement | — |
| Kitchen | Basement | — |
| Dining room | Main level | — |
| Kitchen | Main level | — |
| Bedroom | Second level | — |
| Bedroom | Second level | — |
| Primary Bedroom | Second level | — |
| Primary Bedroom | Basement | — |
| Bedroom | Basement | — |
| Laundry room | Basement | — |
| Bathroom | Basement | — |
Description
Welcome to this beautifully upgraded all brick 2 storey home in the sought-after East Galt community of Cambridge, where pride of ownership is evident throughout. Set on a generous 115-foot-deep lot, this freshly painted home offers the perfect blend of style, space, and functionality. The exterior makes a strong first impression with a large covered front porch perfect for relaxing, a double car garage, an oversized walkout deck ideal for summer BBQs, outdoor dining and entertaining, all elegantly illuminated by exterior pot lights. Inside, the main and second floors feature hardwood flooring, smart CCT pot lights, California shutters, two separate sitting areas, upgraded powder room, convenient main-floor laundry, direct garage access with storage racks and new oak stairs leading to the second floor. The kitchen stands out with upgraded quartz countertops, high-end SS appliances featuring a gas stove, an island with breakfast bar seating and a functional layout ideal for everyday living and entertaining. Upstairs, you'll find 3 expansive bedrooms, including a primary retreat with a fully renovated 4-piece en-suite featuring a soaker tub, stand-up shower and solid wood vanity. A modernized 5-piece common bathroom with double vanity adds comfort and convenience for the whole family. The bright walkout basement is a major highlight, offering a 2-bedroom, 1-bathroom in-law suite with a full kitchen, separate laundry and private walkout entrance. With its walkout design, the lower level feels open and inviting with no typical "basement feel." Located within walking distance to a new upcoming community centre with child care and a school taking enrolments for September, surrounded by parks, nature, schools, shopping, restaurants and more! A rare opportunity to own a move-in-ready home with upgrades, versatility and an exceptional East Galt location. (id:63159)
Listing Information
- MLS®
- X13622452
- Data last synced
- September 25, 2026
RE/MAX ESCARPMENT REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX ESCARPMENT REALTY INC.
MLS® Number: X13622452
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Cambridge average
$416/sqft
251 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 7.3% ($68,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$751,920.00
Periodic payment — Principal & Interest (monthly)$4,851.13
Additional monthly expenses (condo fees, tax, utilities, etc.)$549.43
Total monthly cost$5,400.56
Interest paid over 5-yr term$215,502.43
Balance at end of term$676,354.47
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$68,990
Stress test qualifying rate8.19%
Payment you must qualify for$6,752.81
Cash Needed at Closing
Minimum down payment$68,990
Estimated Land Transfer Tax (LTT)$15,273
Legal / closing costs (typical estimate)$1,500
Total cash needed$85,763
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
