Loading…
Property Type: Detached HouseOwnership: Freehold
112 HONEY Street
Cambridge, ON N1T0C6
MLS® 40870184
$1,099,900
4 bed4.5 bath4 parking2,410 sqft
Property Details
Property & Lot
- Sub-type
- House
- Style
- Other
- Stories
- 2
- Frontage
- 40 feet
R5
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $7,000
Interior
- Basement
- Unfinished, Full
- Heating
- Forced air
- Cooling / A/C
- Central air conditioning
Description
Four spacious bedrooms, each with direct bathroom access, set the tone for this thoughtfully designed 2,410 sq. ft. detached home in Cambridge's Moffat Creek community. With 9-foot ceilings on both levels, an open-concept layout, and modern finishes throughout, 112 Honey Street delivers the space and comfort you've been searching for. The main floor features a bright, inviting great room that flows effortlessly into the dining area and contemporary kitchen, complete with quartz countertops, an extended breakfast bar, and a convenient corner pantry. A dedicated computer nook, main-floor laundry, and powder room add everyday convenience. Upstairs, the primary suite offers 2 generous walk-in closets and a five-piece ensuite with double sinks, a relaxing soaker tub, and a glass-enclosed shower. A second bedroom enjoys its own four-piece bathroom, while bedrooms three and four share a Jack-and-Jill bathroom. An additional upper-level flex space provides room for a home office or quiet retreat. Downstairs, the unfinished basement offers increased ceiling height, additional large windows fill the basement with natural light, and a separate entrance, creating flexibility for future plans. Complete with a double-car garage, double driveway, and backyard, this home combines modern style with exceptional functionality. Experience the thoughtful design of 112 Honey Street. Book your private showing today! (id:63161)
Listing Information
- MLS®
- 40870184
- Data last synced
- October 28, 2026
Real Broker Ontario Ltd.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Real Broker Ontario Ltd.
MLS® Number: 40870184
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Brantford Regional Real Estate Assn Inc.
Values & Trends
This listing
$456/sqft
Building average
—
No other active listings in this building
23 - Branchton Park average
$387/sqft
22 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density:
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 7.7% ($84,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$879,920.00
Periodic payment — Principal & Interest (monthly)$5,676.95
Additional monthly expenses (condo fees, tax, utilities, etc.)$704.33
Total monthly cost$6,381.28
Interest paid over 5-yr term$252,187.60
Balance at end of term$791,490.89
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$84,990
Stress test qualifying rate8.19%
Payment you must qualify for$7,869.35
Cash Needed at Closing
Minimum down payment$84,990
Estimated Land Transfer Tax (LTT)$18,473
Legal / closing costs (typical estimate)$1,500
Total cash needed$104,963
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
