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Property Type: Detached HouseOwnership: Freehold
101 FITZGERALD Drive
Cambridge, ON N1T0B3
MLS® 40861209
$899,900
3 bed3.5 bath4 parking2,051 sqftBuilt 2010
Property Details
Property & Lot
- Sub-type
- House
- Style
- Other
- Stories
- 2
- Frontage
- 55 feet
R4
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $6,423
Interior
- Basement
- Unfinished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| 4pc Bathroom | Second level | — |
| Bedroom | Second level | 12'6'' x 10'3'' |
| Bedroom | Second level | 14'4'' x 13'0'' |
| 5pc Ensuite bath | Second level | — |
| Primary Bedroom | Second level | 25'11'' x 12'10'' |
| 2pc Bathroom | Main level | — |
| Laundry room | Main level | 8'0'' x 6'1'' |
| Family room | Main level | 12'6'' x 16'4'' |
| Dining room | Main level | 13'4'' x 11'0'' |
| Breakfast | Main level | 6'9'' x 12'1'' |
| Kitchen | Main level | 14'1'' x 12'1'' |
Description
IMMACULATE EXECUTIVE HOME PROFESSIONALLY LANDSCAPPED TO IMPRESS! This all brick home is sure to impress from the moment you pull up to it. The home features a open concept main floor plan with 9ft ceilings a separate dining room, large eat in kitchen with an oversized island and a stunning two story family room with massive windows and 18ft ceilings. The second floor features an oversized primary bedroom complete with a walk in closet and a spa like 5 piece ensuite. All hardwood and ceramic flooring throughout the main floor with rounded drywall corners. The backyard is just like out of a magazine with various seating areas all in quality stone. Full irrigation system and fully fenced in yard with a gate for easy access if needed. Custom all brick shed with large mature trees completes this backyard oasis. Oversized 2 car driveway finished in quality stone as well. Located in a great location close to the new rec center and two brand new schools scheduled to open this September. Christmas lights will be a breeze this year with permeant lights already installed. This is your chance to purchase a true move in ready home in a family friendly location. This home is sure to impress the most discerning buyers!! (id:63159)
Listing Information
- MLS®
- 40861209
- Data last synced
- October 19, 2026
RE/MAX TWIN CITY REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX TWIN CITY REALTY INC.
MLS® Number: 40861209
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$439/sqft
Building average
—
No other active listings in this building
23 - Branchton Park average
$388/sqft
22 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
4°C
—
Humidity 95%
Wind E calm km/h
Today
20°
Tonight
5°
Friday
12°
Friday night
-2°
Saturday
14°
Saturday night
3°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density: 615.3/km²
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 7.2% ($64,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$719,920.00
Periodic payment — Principal & Interest (monthly)$4,644.68
Additional monthly expenses (condo fees, tax, utilities, etc.)$638.25
Total monthly cost$5,282.93
Interest paid over 5-yr term$206,331.14
Balance at end of term$647,570.37
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$64,990
Stress test qualifying rate8.19%
Payment you must qualify for$6,473.68
Cash Needed at Closing
Minimum down payment$64,990
Estimated Land Transfer Tax (LTT)$14,473
Legal / closing costs (typical estimate)$1,500
Total cash needed$80,963
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
