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Property Type: Detached HouseOwnership: Freehold
63 SPARROW Avenue
Cambridge, ON N1T0C5
MLS® 40870130
$799,900
3 bed3.5 bath3 parking1,886 sqftBuilt 2015
Property Details
Property & Lot
- Sub-type
- House
- Style
- Contemporary
- Stories
- 2
- Frontage
- 30 feet
R6
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $5,927.74
Interior
- Basement
- Unfinished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Bedroom | Second level | 9'8'' x 12'10'' |
| 3pc Bathroom | Second level | — |
| Bedroom | Second level | 9'5'' x 13'6'' |
| 5pc Ensuite bath | Second level | — |
| Primary Bedroom | Second level | 11'3'' x 16'6'' |
| Family room | Second level | 12'7'' x 17'2'' |
| Living room | Main level | 20'3'' x 10'1'' |
| Kitchen | Main level | 10'0'' x 12'5'' |
| Dining room | Main level | 10'3'' x 20'1'' |
| Mud room | Main level | 9'8'' x 7'3'' |
| 2pc Bathroom | Main level | — |
| Foyer | Main level | 7'5'' x 7'5'' |
Description
TAILORED FOR GROWING FAMILIES. Every now and then, a home captures the effortless rhythm of modern family life, and 63 Sparrow Avenue does just that. Tucked into a peaceful, family-oriented East Galt pocket just steps from Green Gate Park. Step inside, where over 1,880sqft of curated living space unfolds in a palette of neutrals, sun-drenched wide-plank flooring, and crisp California shutters. The main level was built for connection. At its heart sits a social kitchen crafted with espresso cabinetry, granite counters, and a centerpiece island where school-day breakfasts and dinner-party appetizers happen in equal measure. Outfitted with a gas range, chimney-style range hood, and modern pendant lighting, it anchors the home. Fluid open sightlines pull you from the kitchen into the dining room and great room, where light pours through oversized garden sliders. Slide them open to discover your private outdoor sanctuary: an elevated deck made for weekend barbecues (gas bbq line), stepping down to a fully fenced yard. Upstairs reveals an inspired, flexible layout tailored to a busy household. Before reaching the bedrooms, a versatile upper-level family room provides the ultimate second living zone. When it’s time to unwind, retreat to the serene primary haven. Here the 5-pc ensuite evokes a boutique hotel experience—complete with an extended double granite vanity, deep soaker tub, and a frameless glass-tiled shower. 2 additional restful bedrooms, a polished main bath, and a sought-after main-floor laundry room complete the plan. Down below, an expansive, unspoiled basement awaits your imagination, ready for a future gym, home theatre, or guest suite. With swift 4-minute access to Highway 8, minutes to all amenities, and nature just around the corner at Valens Lake. (id:63161)
Listing Information
- MLS®
- 40870130
- Data last synced
- October 27, 2026
RE/MAX TWIN CITY FAISAL SUSIWALA REALTY
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX TWIN CITY FAISAL SUSIWALA REALTY
MLS® Number: 40870130
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$424/sqft
Building average
—
No other active listings in this building
23 - Branchton Park average
$388/sqft
22 active listing(s)
Parking: 3 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 6.9% ($54,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$639,920.00
Periodic payment — Principal & Interest (monthly)$4,128.55
Additional monthly expenses (condo fees, tax, utilities, etc.)$587.98
Total monthly cost$4,716.53
Interest paid over 5-yr term$183,402.91
Balance at end of term$575,610.11
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$54,990
Stress test qualifying rate8.19%
Payment you must qualify for$5,775.84
Cash Needed at Closing
Minimum down payment$54,990
Estimated Land Transfer Tax (LTT)$12,473
Legal / closing costs (typical estimate)$1,500
Total cash needed$68,963
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
