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Property Type: Detached HouseOwnership: FreeholdRECENTLY LISTED
651 DUNDAS Street S
Cambridge, ON N1R5S2
MLS® 40873492
49
Walk Score
35
Transit
42
Bike
$749,000
3 bed3.5 bath10 parking2,386 sqft
49
Walk Score
35
Transit
42
Bike
Property Details
Property & Lot
- Sub-type
- House
- Style
- Other
- Stories
- 1.5
- Frontage
- 157 feet
R1/EP
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $5,458.97
Interior
- Basement
- Partially finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | Main level | 8'6'' x 16'4'' |
| Bedroom | Basement | 11'2'' x 11'7'' |
| Bedroom | Second level | 9'10'' x 7'6'' |
| Bedroom | Second level | 9'11'' x 12'0'' |
| 3pc Bathroom | Basement | — |
| 3pc Bathroom | Second level | — |
| 2pc Bathroom | Main level | — |
Description
Charming home on a spectacular 0.75 ACRE LOT!! Experience country-style living in the city with this beautifully upgraded move-in ready home, nestled among mature trees, walking trails and siding onto scenic Moffat Creek. Rich in character and timeless appeal, the home features a formal living room highlighted by a stunning stone wood-burning fireplace, a formal dining room, and a brand new kitchen with quartz countertops. The spacious family room overlooks the massive private backyard with lots of windows and natural light, offering the perfect setting for everyday living and entertaining. Two bedrooms and bathroom on the second floor. A newly finished basement with bedroom, rec room, bathroom and laundry. Completing the property, an oversized detached garage, ideal for hobbyists, workshop space, or extra storage. Recent upgrades are abundant: premium kitchen with quartz counters, sleek hardwood flooring on main and second, oak staircase, modern bathrooms, newly finished basement, upgraded plumbing and electrical, new driveway, landscaping, stove, dishwasher, washer, dryer, and more. A rare opportunity to own a distinctive property that combines historic charm, modern updates, and an exceptional setting-all within the city. Book your private viewing! (id:63161)
Listing Information
- MLS®
- 40873492
- Data last synced
- October 23, 2026
Re/Max Real Estate Centre Inc
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Re/Max Real Estate Centre Inc
MLS® Number: 40873492
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$314/sqft
Building average
—
No other active listings in this building
22 - Churchill Park/Moffatt Creek average
$389/sqft
5 active listing(s)
Parking: 10 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
4°C
—
Humidity 95%
Wind E calm km/h
Today
20°
Tonight
5°
Friday
12°
Friday night
-2°
Saturday
14°
Saturday night
3°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density: 615.3/km²
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 6.7% ($49,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$599,200.00
Periodic payment — Principal & Interest (monthly)$3,865.84
Additional monthly expenses (condo fees, tax, utilities, etc.)$573.91
Total monthly cost$4,439.75
Interest paid over 5-yr term$171,732.44
Balance at end of term$538,982.34
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$49,900
Stress test qualifying rate8.19%
Payment you must qualify for$5,420.64
Cash Needed at Closing
Minimum down payment$49,900
Estimated Land Transfer Tax (LTT)$11,455
Legal / closing costs (typical estimate)$1,500
Total cash needed$62,855
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
