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Property Type: Detached HouseOwnership: Freehold
196 MAPLE BUSH Drive
Cambridge, ON N1T0B7
MLS® 40860998
34
Walk Score
35
Transit
47
Bike
$1,099,900
4 bed4.5 bath4 parking3,167 sqftBuilt 2015
34
Walk Score
35
Transit
47
Bike
Property Details
Property & Lot
- Sub-type
- House
- Style
- Other
- Stories
- 2
- Frontage
- 45 feet
R4
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $6,372.6
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| 3pc Bathroom | Basement | — |
| Recreation room | Basement | 25'5'' x 25'6'' |
| 4pc Bathroom | Second level | — |
| Bedroom | Second level | 12'6'' x 14'4'' |
| Bedroom | Second level | 12'3'' x 15'1'' |
| Bedroom | Second level | 10'5'' x 13'5'' |
| 5pc Ensuite bath | Second level | — |
| Primary Bedroom | Second level | 14'10'' x 16'3'' |
| Mud room | Main level | 6'10'' x 12'6'' |
| Kitchen | Main level | 11'11'' x 12'7'' |
| Dining room | Main level | 7'10'' x 11'8'' |
| Living room | Main level | 14'2'' x 17'9'' |
| 2pc Bathroom | Main level | — |
Description
196 Maple Bush Dr is a beautifully finished 4-bdrm home with W/O bsmt backing onto Greengate Park in a quiet family-friendly neighbourhood! Charming brick exterior, covered front porch & 2-car garage create a welcoming first impression. Inside the home offers an open-concept layout with 10’ main-floor ceilings, upgraded bullnose drywall & sun-drenched living room W/tray ceiling, custom B/Is, expansive windows & peaceful treed views. Kitchen has a warm upscale feel W/rich wood cabinetry, S/S appliances, tiled backsplash & lots of counter space for cooking & entertaining. Oversized island W/thick quartz counters & breakfast bar seating is perfect for casual meals, while the open layout flows into dinette, surrounded by large windows & natural light. Sliding doors lead to backyard creating easy indoor-outdoor flow. 2pc bath & main floor laundry W/garage access completes this level. Solid wood stairs lead to 2nd floor with 9' ceilings, where you’ll find spacious primary bdrm W/2 large windows, W/I closet & 5pc ensuite W/dbl sinks, soaker tub & W/I glass shower. 3 add'l bdrms, each W/large windows & ample closet space, share a 4pc main bath with shower/tub. Finished W/O bsmt offers rec room W/cozy fireplace that creates an inviting atmosphere. Large windows & sliding doors bring in natural light while providing access to backyard. Renovated 3pc bath with W/I shower adds extra convenience. Fully fenced backyard is private & tranquil retreat W/large deck, gazebo, gardens & lots of space for outdoor lounging & dining while enjoying greenspace views. Around the corner from Redshank Pond & walking trails, this home offers a peaceful escape while being close to amenities. Nearby shopping centre offers restaurants, groceries, fitness & LCBO. Downtown Galt is a short drive away W/restaurants, boutiques & riverside trails. With Hwy 8 just mins away & Hwy 401 only 10-min from home, commuting to Hamilton, Burlington & surrounding areas is a breeze. Some photos are virtually staged (id:63159)
Listing Information
- MLS®
- 40860998
- Data last synced
- September 15, 2026
RE/MAX REAL ESTATE CENTRE INC., BROKERAGE
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX REAL ESTATE CENTRE INC., BROKERAGE
MLS® Number: 40860998
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$347/sqft
Building average
—
No other active listings in this building
23 - Branchton Park average
$392/sqft
22 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
4°C
—
Humidity 95%
Wind E calm km/h
Today
20°
Tonight
5°
Friday
12°
Friday night
-2°
Saturday
14°
Saturday night
3°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density: 615.3/km²
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Mortgage & Ownership Cost Calculator
Minimum required: 7.7% ($84,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$879,920.00
Periodic payment — Principal & Interest (monthly)$5,676.95
Additional monthly expenses (condo fees, tax, utilities, etc.)$689.05
Total monthly cost$6,366.00
Interest paid over 5-yr term$252,187.60
Balance at end of term$791,490.89
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$84,990
Stress test qualifying rate8.19%
Payment you must qualify for$7,869.35
Cash Needed at Closing
Minimum down payment$84,990
Estimated Land Transfer Tax (LTT)$18,473
Legal / closing costs (typical estimate)$1,500
Total cash needed$104,963
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
