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Property Type: Detached HouseOwnership: Freehold
79 MCNICHOL Drive
Cambridge, ON N1P1E1
MLS® 40854007
$1,349,000
4 bed4.5 bath5 parking4,128 sqftBuilt 2001
Property Details
Property & Lot
- Sub-type
- House
- Style
- Other
- Stories
- 2
- Lot size
- 0.14 acres
- Frontage
- 49 feet
R2
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $8,392.6
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Storage | Basement | 10'2'' x 10'8'' |
| Utility room | Basement | 7'8'' x 17'1'' |
| 3pc Bathroom | Basement | 5'3'' x 8'0'' |
| Office | Basement | 7'1'' x 8'10'' |
| Bonus Room | Basement | 10'4'' x 6'8'' |
| Recreation room | Basement | 31'1'' x 31'7'' |
| 3pc Bathroom | Second level | 4'10'' x 7'2'' |
| Bedroom | Second level | 15'5'' x 11'11'' |
| Bedroom | Second level | 9'10'' x 11'5'' |
| Bedroom | Second level | 9'10'' x 9'11'' |
| 4pc Ensuite bath | Second level | 7'9'' x 10'4'' |
| Primary Bedroom | Second level | 17'3'' x 14'10'' |
| Laundry room | Main level | 7'1'' x 7'5'' |
Description
This exceptional home offers nearly 4,150 sq.ft. of beautifully finished living space, blending comfort, style and outstanding outdoor living. With extensive updates throughout and a resort-style backyard, this home is designed to impress. Striking curb appeal, professionally landscaped, concrete walkways and patio, concrete-edged driveway and sprinkler system. Inside, you'll find a bright, welcoming layout enhanced by modern fixtures, California shutters and hardwood flooring throughout the living/dining, family room and staircase. Soaring cathedral ceilings and a dramatic 2-storey stone f/p create a stunning focal point. The gourmet kitchen has heated floors, granite countertops, stylish backsplash, under-cabinet lighting, double ovens and updated appliances. A main-floor office, laundry room and updated powder room complete this level. Upstairs, 4 generous bedrooms provide plenty of space for family living. The renovated primary suite boasts a luxurious 4-piece ensuite with heated floors, soaker tub, oversized tiled shower and walk-in closet. The beautifully updated main bathroom features heated floors, a herringbone-tiled shower and water closet. The fully finished lower level adds even more living space, with new vinyl flooring, wall electric f/p, 3-piece bathroom with heated floors, office area, bonus room (used as a bedroom) and ample storage. The backyard is a true private oasis with an in-ground 20' x 34' pool with waterfall, safety cover, updated liner, heater, filter and pump. Stamped concrete surrounds an incredible entertaining area featuring a built-in BBQ island with bar fridge, tiki hut with TV, bar area, landscape lighting and multiple outdoor gathering spaces. Additional updates: furnace (2026), A/C (2020), most windows (2016), metal roof/lifetime warranty, water softener, reverse osmosis/chloramine-reduction systems, updated appliances, custom front door. The finished garage offers epoxy flooring, storage, cabinetry, workbench and overhead winch. (id:63159)
Listing Information
- MLS®
- 40854007
- Data last synced
- October 18, 2026
R.W. Dyer Realty Inc., Brokerage
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: R.W. Dyer Realty Inc., Brokerage
MLS® Number: 40854007
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$327/sqft
Building average
—
No other active listings in this building
22 - Churchill Park/Moffatt Creek average
$387/sqft
5 active listing(s)
Parking: 5 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 8.1% ($109,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$1,079,200.00
Periodic payment — Principal & Interest (monthly)$6,962.63
Additional monthly expenses (condo fees, tax, utilities, etc.)$905.38
Total monthly cost$7,868.02
Interest paid over 5-yr term$309,301.82
Balance at end of term$970,743.89
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$109,900
Stress test qualifying rate8.19%
Payment you must qualify for$9,607.66
Cash Needed at Closing
Minimum down payment$109,900
Estimated Land Transfer Tax (LTT)$23,455
Legal / closing costs (typical estimate)$1,500
Total cash needed$134,855
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
