Loading…
Property Type: Detached HouseOwnership: Freehold
196 MAPLE BUSH DRIVE
Cambridge, ON N1T0B7
MLS® X13756490
$1,099,900
4 bed4.5 bath4 parking
Amenities
Also listed: Fireplace(s)
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 45 x 98.4 FT
- Frontage
- 45 feet
R4
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $6,372.6 (2026)
Interior
- Basement
- Finished, Full, Walk out, N/A, N/A
- Heating
- Forced air, Natural gas
- Cooling / A/C
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Bathroom | Main level | — |
| Bathroom | Second level | — |
| Recreational, Games room | Basement | — |
| Bathroom | Basement | — |
| Living room | Main level | — |
| Dining room | Main level | — |
| Kitchen | Main level | — |
| Mud room | Main level | — |
| Primary Bedroom | Second level | — |
| Bathroom | Second level | — |
| Bedroom 2 | Second level | — |
| Bedroom 3 | Second level | — |
| Bedroom 4 | Second level | — |
Description
196 Maple Bush Dr is a beautifully finished 4-bdrm home with W/O bsmt backing onto Greengate Park in a quiet family-friendly neighbourhood! Charming brick exterior, covered front porch & 2-car garage create a welcoming first impression. Inside the home offers an open-concept layout with 10' main-floor ceilings, upgraded bullnose drywall & sun-drenched living room W/tray ceiling, custom B/Is, expansive windows & peaceful treed views. Gorgeous kitchen has a warm upscale feel W/rich wood cabinetry, S/S appliances, tiled backsplash & lots of counter space forcooking & entertaining. Oversized island W/thick quartz counters & breakfast bar seating is perfect for casual meals, while the open layout flows into the dinette, surrounded by large windows & natural light. Sliding doors lead to backyard creating an easy indoor-outdoor flow. 2pc bath & main floor laundry W/garage access completes this level. Solid wood stairs lead to the 2nd floor with 9' ceilings, where you'll find spacious primary bdrm with 2 large windows, W/I closet & 5pc ensuite W/dbl sinks, soaker tub & W/I glass shower. 3 add'l bdrms, each W/large windows & ample closet space, share a 4pc main bath with shower/tub. Finished W/O bsmt offers rec room W/cozy fireplace that creates an inviting atmosphere. Large windows & sliding doors bring in lots of natural light while providing access to backyard. Renovated 3pc bath with W/I shower adds extra convenience. Fully fenced backyard is a private & tranquil retreat W/large deck, gazebo, gardens & lots of space for outdoor lounging & dining while enjoying greenspace views. Around the corner from Redshank Pond & walking trails, this home offers a peaceful escape while being close to amenities. Nearby shopping centre offers restaurants, groceries, fitness & LCBO. Downtown Galt is a short drive away W/restaurants, boutiques & riverside trails. With Hwy 8 just mins away & Hwy 401 only 10-min from home, commuting to Hamilton, Burlington & surrounding areas is a breeze (id:63159)
Listing Information
- MLS®
- X13756490
- Tax assessment year
- 2026
- Data last synced
- September 15, 2026
RE/MAX Real Estate Centre Inc
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX Real Estate Centre Inc
MLS® Number: X13756490
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of OnePoint Association of REALTORS®.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Cambridge average
$416/sqft
251 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
4°C
—
Humidity 95%
Wind E calm km/h
Today
20°
Tonight
5°
Friday
12°
Friday night
-2°
Saturday
14°
Saturday night
3°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density: 615.3/km²
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
149 m away
Mortgage & Ownership Cost Calculator
Minimum required: 7.7% ($84,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$879,920.00
Periodic payment — Principal & Interest (monthly)$5,676.95
Additional monthly expenses (condo fees, tax, utilities, etc.)$531.05
Total monthly cost$6,208.00
Interest paid over 5-yr term$252,187.60
Balance at end of term$791,490.89
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$84,990
Stress test qualifying rate8.19%
Payment you must qualify for$7,869.35
Cash Needed at Closing
Minimum down payment$84,990
Estimated Land Transfer Tax (LTT)$18,473
Legal / closing costs (typical estimate)$1,500
Total cash needed$104,963
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
