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Property Type: Condo / ApartmentOwnership: Freehold / Condominium
51 SPARROW Avenue Unit# 96
Cambridge, ON N1T2E2
MLS® 40867514
$579,900
4 bed2.5 bath2 parking1,473 sqftBuilt 2022
Property Details
Property & Lot
- Sub-type
- Apartment
- Style
- Other
- Stories
- 2
- Frontage
- 26 feet
RM3 S.4.1.340
Ownership & Fees
- Property type
- Condo / Apartment
- Ownership
- Freehold / Condominium
- Condo / maintenance fee
- $0/mo
- Annual property tax
- $4,536
Interior
- Basement
- None
- Heating
- Forced air
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| 4pc Bathroom | Third level | 4'11'' x 8'9'' |
| Bedroom | Third level | 13'0'' x 8'9'' |
| Bedroom | Third level | 9'7'' x 7'5'' |
| 2pc Bathroom | Main level | 3'5'' x 7'2'' |
| Foyer | Main level | 7'8'' x 6'4'' |
| Bedroom | Third level | 5'0'' x 8'7'' |
| Primary Bedroom | Third level | 10'6'' x 13'1'' |
| Dining room | Second level | 11'1'' x 7'4'' |
| Kitchen | Second level | 13'4'' x 8'2'' |
| Family room | Second level | 21'3'' x 15'6'' |
| Living room | Main level | 11'10'' x 15'6'' |
Description
Welcome to this modern 3-storey freehold townhome built in 2022 in a family-friendly Cambridge community. Offering 1,734 sq.ft, this home features 3 bedrooms and 3 bathrooms. The ground level offers a versatile flex space, ideal for a home office or recreation room. The second level showcases a bright, open-concept kitchen, dining and living area with granite countertops, stainless steel appliances, a convenient powder room and a walk-out to a private balcony. The upper level features a spacious primary bedroom with a 3 piece ensuite and a walk-in closet, two additional bedrooms, a full bathroom and upper-level laundry. Attached garage plus driveway parking. Close to schools, parks, shopping, transit and quick highway access. (id:63159)
Listing Information
- MLS®
- 40867514
- Data last synced
- October 8, 2026
Corcoran Horizon Realty
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Corcoran Horizon Realty
MLS® Number: 40867514
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$394/sqft
Building average
—
No other active listings in this building
23 - Branchton Park average
—
No comparable active listings
Parking: 2 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 5.7% ($32,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$463,920.00
Periodic payment — Principal & Interest (monthly)$2,993.05
Additional monthly expenses (condo fees, tax, utilities, etc.)$452.00
Total monthly cost$3,445.05
Interest paid over 5-yr term$132,960.81
Balance at end of term$417,297.54
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$32,990
Stress test qualifying rate8.19%
Payment you must qualify for$4,240.60
Cash Needed at Closing
Minimum down payment$32,990
Estimated Land Transfer Tax (LTT)$8,073
Legal / closing costs (typical estimate)$1,500
Total cash needed$42,563
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.