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Property Type: Detached HouseOwnership: Freehold
52 POINTER Street
Cambridge, ON N3E0B4
MLS® 40867515
$949,990
4 bed4.5 bath4 parking3,468 sqftBuilt 2018
Property Details
Property & Lot
- Sub-type
- House
- Style
- Other
- Stories
- 2
- Frontage
- 36 feet
(H)R6
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $8,332.11
Interior
- Basement
- Finished, Full
- Heating
- Forced air
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| 3pc Bathroom | Second level | — |
| Utility room | Basement | 14'6'' x 14'6'' |
| Recreation room | Basement | 15'0'' x 27'0'' |
| Loft | Second level | 10'4'' x 14'6'' |
| Bedroom | Second level | 11'4'' x 12'4'' |
| Bedroom | Second level | 11'10'' x 11'0'' |
| 4pc Bathroom | Second level | — |
| 4pc Bathroom | Second level | — |
| Bedroom | Second level | 13'0'' x 10'8'' |
| Primary Bedroom | Second level | 14'0'' x 14'10'' |
| 2pc Bathroom | Main level | — |
| Kitchen | Main level | 12'10'' x 16'4'' |
| Dinette | Main level | 11'11'' x 12'2'' |
| Dining room |
Description
Welcome to 52 Pointer Street, Cambridge a stunning 4-bedroom, 4-bathroom home offering the perfect blend of modern design, comfort, and convenience. Featuring 9-foot ceilings, hardwood flooring, and a bright open-concept layout, this home is filled with natural light and ideal for both everyday living and entertaining.The upgraded chef’s kitchen is the heart of the home, complete with granite countertops, elegant backsplash and seamless flow into the spacious living and dining areas. Patio doors lead to a fully fenced backyard with a concrete patio and side steps, providing the perfect outdoor space for relaxing or hosting. Interior pot lights, inside garage access, and a main-floor powder room add everyday practicality. Elegant oak stairs with wood pickets lead to the second level, where you’ll find 4 generously sized bedrooms, loft and 3 full bathrooms. The master bedroom features multipel walk-in closets and a private ensuite. Finished Basement featuring beautiful vinyl flooring, offering a versatile space ideal for entertaining, a home office, recreation room, or additional living space. Convenient bathroom rough-in provides excellent potential for future customization. Additional highlights include fireplace, pot lights, california shutters, hrv system, a double car garage, ample storage throughout, making this home truly move-in ready. Enjoy a rare setting close to protected green space with a flowing river, scenic views, nearby pond, trails, and parks. Located in a highly desirable family-friendly neighbourhood close to schools, shopping, restaurants, minites to Highway 401, quick access to Guelph and Kitchener- Waterloo, this home offers an exceptional lifestyle for commuters and growing families alike. Book your private showing today! (id:63161)
Listing Information
- MLS®
- 40867515
- Data last synced
- October 26, 2026
Century 21 Right Time Real Estate Inc.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Century 21 Right Time Real Estate Inc.
MLS® Number: 40867515
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$274/sqft
Building average
—
No other active listings in this building
45 - Briardean/River Flats/Beaverdale average
$392/sqft
3 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
4°C
—
Humidity 95%
Wind E calm km/h
Today
20°
Tonight
5°
Friday
12°
Friday night
-2°
Saturday
14°
Saturday night
3°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density: 615.3/km²
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Mortgage & Ownership Cost Calculator
Minimum required: 7.4% ($69,999) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$759,992.00
Periodic payment — Principal & Interest (monthly)$4,903.21
Additional monthly expenses (condo fees, tax, utilities, etc.)$867.34
Total monthly cost$5,770.55
Interest paid over 5-yr term$217,815.89
Balance at end of term$683,615.26
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$69,999
Stress test qualifying rate8.19%
Payment you must qualify for$6,823.22
Cash Needed at Closing
Minimum down payment$69,999
Estimated Land Transfer Tax (LTT)$15,475
Legal / closing costs (typical estimate)$1,500
Total cash needed$86,974
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
