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Property Type: Detached HouseOwnership: Freehold
565 FOUNTAIN STREET S
Cambridge, ON N3H1J2
MLS® X13641276
$1,099,999
3 bed3.5 bath7 parking
Property Details
Property & Lot
- Sub-type
- House
- Style
- Bungalow
- Stories
- 1
- Lot size
- 65.2 x 246.3 FT
- Frontage
- 65.2 feet
R3
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $7,838 (2026)
Interior
- Basement
- Other, See Remarks, N/A
- Heating
- Forced air, Other
Description
Space, setting, and a sense of privacy-this home brings all three together in a way that's increasingly hard to find. Set on a deep lot backing onto greenspace, this custom-built 3-bedroom, 3-bathroom bungalow offers a peaceful, natural backdrop just minutes from Highway 401. Inside, over 2,500 sq. ft, above grade is thoughtfully laid out with generous principal rooms, high ceilings, and large windows that fill the home with natural light. The design balances everyday comfort with functionality, while multiple walkouts lead to expansive decks that seamlessly extend the living space outdoors. The lower level introduces a standout feature-an updated indoor pool and pool room, complete with its own dedicated heating and cooling system and commercial-grade dehumidifier, allowing for comfortable, year-round enjoyment. Whether used for recreation, wellness, or entertaining, it creates a private space that sets this home apart from more conventional options. Beyond the home itself, the setting truly defines the experience. Surrounded by mature greenery and with no rear neighbours, it offers a level of privacy and tranquility rarely found in many communities. For buyers seeking a home that combines space, character, and a unique lifestyle element, this property needs to be experienced in person to be fully appreciated. (id:63159)
Listing Information
- MLS®
- X13641276
- Tax assessment year
- 2026
- Data last synced
- September 15, 2026
CORCORAN HORIZON REALTY
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: CORCORAN HORIZON REALTY
MLS® Number: X13641276
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Cambridge average
$416/sqft
251 active listing(s)
Parking: 7 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 7.7% ($85,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$879,999.00
Periodic payment — Principal & Interest (monthly)$5,677.45
Additional monthly expenses (condo fees, tax, utilities, etc.)$653.17
Total monthly cost$6,330.62
Interest paid over 5-yr term$252,210.24
Balance at end of term$791,561.95
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$85,000
Stress test qualifying rate8.19%
Payment you must qualify for$7,870.04
Cash Needed at Closing
Minimum down payment$85,000
Estimated Land Transfer Tax (LTT)$18,475
Legal / closing costs (typical estimate)$1,500
Total cash needed$104,975
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
