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Property Type: TownhouseOwnership: Freehold
66 - 71 GARTH MASSEY DRIVE
Cambridge, ON N1T2G8
MLS® X13553570
$470,000
2 bed2.5 bath2 parking
Property Details
Property & Lot
- Sub-type
- Row / Townhouse
- Stories
- 2
- Lot size
- 21 x 45.8 FT
- Frontage
- 21 feet
Ownership & Fees
- Property type
- Townhouse
- Ownership
- Freehold
- Annual property tax
- $3,530.98
Interior
- Basement
- None
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Foyer | Ground level | — |
| Laundry room | Ground level | — |
| Kitchen | Main level | — |
| Living room | Main level | — |
| Dining room | Main level | — |
| Bathroom | Main level | — |
| Primary Bedroom | Upper Level | — |
| Bedroom | Upper Level | — |
| Bathroom | Upper Level | — |
Description
Welcome to this lovely, low-maintenance Cambridge townhouse, perfectly suited for first-time buyers, young families, professionals, or investors. Situated in a quiet and well-kept complex, this home offers a functional multi-level layout with great use of space. The main living level features gleaming hardwood floors, a bright and comfortable living/dining area, and a well-sized kitchen with newer stainless steel appliances. Step out to the small private balcony, perfect for morning coffee, fresh air, or a quiet place to relax. The home offers spacious bedrooms, convenient in-suite laundry, an attached garage, and excellent storage throughout. Located in a family-friendly area close to schools, parks, playgrounds, walking trails, shopping, restaurants, places of worship, and quick access to Highway 401, this is a fantastic opportunity to own a move-in ready home in a commuter-friendly Cambridge location. Don't miss this great starter home or investment opportunity! (id:63159)
Listing Information
- MLS®
- X13553570
- Data last synced
- October 11, 2026
ROYAL LEPAGE CREDIT VALLEY REAL ESTATE
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: ROYAL LEPAGE CREDIT VALLEY REAL ESTATE
MLS® Number: X13553570
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Cambridge average
$369/sqft
83 active listing(s)
Parking: 2 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
4°C
—
Humidity 95%
Wind E calm km/h
Today
20°
Tonight
5°
Friday
12°
Friday night
-2°
Saturday
14°
Saturday night
3°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density: 615.3/km²
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($23,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$376,000.00
Periodic payment — Principal & Interest (monthly)$2,425.82
Additional monthly expenses (condo fees, tax, utilities, etc.)$294.25
Total monthly cost$2,720.07
Interest paid over 5-yr term$107,762.68
Balance at end of term$338,213.22
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$23,500
Stress test qualifying rate8.19%
Payment you must qualify for$3,462.05
Cash Needed at Closing
Minimum down payment$23,500
Estimated Land Transfer Tax (LTT)$5,875
Legal / closing costs (typical estimate)$1,500
Total cash needed$30,875
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
