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Property Type: Detached HouseOwnership: Freehold
66 PARK HILL Road E
Cambridge, ON N1R1P7
MLS® 40868110
$995,000
4 bed3 bath5 parking2,875 sqftBuilt 1880
Property Details
Property & Lot
- Sub-type
- House
- Style
- Other
- Stories
- 2
- Lot size
- 0.26 acres
- Frontage
- 48 feet
R2
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $5,571.03
Interior
- Basement
- Partially finished, Full
- Heating
- Hot water radiator heat
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Utility room | Basement | 18'10'' x 31'5'' |
| Storage | Basement | 14'7'' x 19'11'' |
| Laundry room | Basement | 12'8'' x 11'2'' |
| 3pc Bathroom | Second level | 5'1'' x 13'9'' |
| 3pc Ensuite bath | Second level | 5'7'' x 12'0'' |
| Bedroom | Second level | 14'6'' x 11'11'' |
| Bedroom | Second level | 9'11'' x 11'11'' |
| Primary Bedroom | Second level | 26'6'' x 12'0'' |
| Foyer | Main level | 13'5'' x 7'6'' |
| Bedroom | Main level | 18'8'' x 11'8'' |
| 3pc Bathroom | Main level | 5'6'' x 11'9'' |
| Dining room | Main level | 15'6'' x 19'6'' |
| Kitchen | Main level | 14'5'' x 13'10'' |
Description
Historic character, reimagined for modern living. This circa-1880 Italianate residence has been thoughtfully renovated while preserving the details that make it extraordinary. The renovated kitchen features stone counters, stainless-steel appliances, exposed brick, generous cabinetry and doors opening to a private brick courtyard. Three renovated bathrooms—including a brand-new primary ensuite—bring fresh, modern comfort with glass showers, stylish finishes and distinctive hexagon floor tile, while 10-foot ceilings, hardwood floors, intricate millwork and three fireplaces retain the home’s unmistakable character. Generous principal rooms, a flexible main-floor bedroom/office and a spectacular window-filled sunroom create the kind of spaces buyers are looking for—beautiful, functional and full of personality. Upstairs, the impressive primary retreat features its own fireplace, architectural detailing, sunlit alcove and new ensuite, plus two additional bedrooms. An insulated workshop, separate basement walk-up, expansive attic and additional unfinished space add versatility and future potential. Nestled behind iron gates on approximately a quarter acre, the property is surrounded by mature trees, perennial gardens and a secluded courtyard, creating a wonderfully private setting just moments from the heart of Galt. The current owners have also successfully welcomed short-term guests, adding another layer of flexibility for buyers seeking a home that can adapt to family life, entertaining, creative pursuits or hospitality. Rarely do you find this much character, this many thoughtful updates and this much possibility in one property. Every home has a heart—this one has a story all its own. (id:63161)
Listing Information
- MLS®
- 40868110
- Data last synced
- October 26, 2026
RE/MAX Twin City Realty Inc.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX Twin City Realty Inc.
MLS® Number: 40868110
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$346/sqft
Building average
—
No other active listings in this building
20 - City Core/Wellington average
$369/sqft
6 active listing(s)
Parking: 5 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 7.5% ($74,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$796,000.00
Periodic payment — Principal & Interest (monthly)$5,135.52
Additional monthly expenses (condo fees, tax, utilities, etc.)$608.25
Total monthly cost$5,743.77
Interest paid over 5-yr term$228,135.89
Balance at end of term$716,004.57
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$74,500
Stress test qualifying rate8.19%
Payment you must qualify for$7,137.32
Cash Needed at Closing
Minimum down payment$74,500
Estimated Land Transfer Tax (LTT)$16,375
Legal / closing costs (typical estimate)$1,500
Total cash needed$92,375
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
