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Property Type: Detached HouseOwnership: Freehold
32 WENTWORTH Avenue
Cambridge, ON N1S1G6
MLS® 40863280
$1,150,000
5 bed4 full, 3 half bath4 parking3,052 sqftBuilt 1924
Property Details
Property & Lot
- Sub-type
- House
- Style
- Other
- Stories
- 2.5
- Lot size
- 0.23 acres
- Frontage
- 62 feet
R1
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $9,088.2
Interior
- Basement
- Unfinished, Full
- Heating
- Hot water radiator heat
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| 1pc Bathroom | Basement | 5'11'' x 3'11'' |
| Storage | Basement | 12'7'' x 10'6'' |
| Cold room | Basement | 6'4'' x 7'0'' |
| Storage | Basement | 10'4'' x 12'0'' |
| Utility room | Basement | 13'3'' x 11'11'' |
| Family room | Third level | 25'5'' x 20'4'' |
| Bedroom | Third level | 25'3'' x 12'11'' |
| 3pc Bathroom | Second level | 10'2'' x 7'0'' |
| Sunroom | Second level | 8'0'' x 9'11'' |
| Bedroom | Second level | 10'0'' x 12'1'' |
| Bedroom | Second level | 9'1'' x 12'1'' |
| Bedroom | Second level | 11'11'' x 11'11'' |
| Living room | Main level | 14'1'' x 12'1'' |
Description
Welcome to Dickson Hill, one of Cambridge’s most sought-after historic neighbourhoods, where 1924 craftsmanship meets modern potential. Situated on an expansive, maturely treed 62' x 162' lot, this property offers rare development potential — ideal for a rear lot severance or an Accessory Dwelling Unit. This classic red-brick home spans just over 3,000 sq ft across 2.5 finished storeys. From the curb, it commands attention with custom soffit details, stately dormers, and distinctive bow-style rounded front windows. On the east side, a sun-filled conservatory with classic terracotta floor tiles offers a serene retreat for morning coffee or evening relaxation. Step inside to find warm hardwood floors, pristine original trim & doors, rich crown mouldings, and a striking staircase anchored by a beautifully crafted box newel post with period lighting. The formal living room features an elegant marble fireplace and leaded glass windows. Across the hall, the formal dining room showcases rounded bow windows, built-in china cabinets with leaded glass doors, a chandelier, and wall sconces, creating a sophisticated setting for hosting. The upper levels feature 4 spacious bdrms plus a dedicated sunroom. The primary suite includes a private 2-pc ensuite, while secondary bdrms share a full main bath with a deco-style tub and tile flooring. The finished 3rd level adds flexible living space, perfect as a family room, creative studio, and guest suite. Unlike many homes of this vintage, the lower level has impressive ceiling heights, generous storage, a cedar-lined closet, a convenient washroom, and workshop space. A 2-zone Lennox gas boiler (2010) delivers efficient hot water heating. Outside, a double detached garage w/ laneway access provides secure vehicle and extra storage space. All of this is within easy walking distance of Downtown Galt, the Gaslight District, local cafes, fine dining, boutique shops, public library, grocery, Victoria Park, and Grand River trails. (id:63161)
Listing Information
- MLS®
- 40863280
- Data last synced
- October 26, 2026
ROYAL LEPAGE CROWN REALTY SERVICES INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: ROYAL LEPAGE CROWN REALTY SERVICES INC.
MLS® Number: 40863280
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$377/sqft
Building average
—
No other active listings in this building
10 - Victoria average
$421/sqft
8 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 7.8% ($90,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$920,000.00
Periodic payment — Principal & Interest (monthly)$5,935.53
Additional monthly expenses (condo fees, tax, utilities, etc.)$910.35
Total monthly cost$6,845.88
Interest paid over 5-yr term$263,674.64
Balance at end of term$827,542.98
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$90,000
Stress test qualifying rate8.19%
Payment you must qualify for$8,218.97
Cash Needed at Closing
Minimum down payment$90,000
Estimated Land Transfer Tax (LTT)$19,475
Legal / closing costs (typical estimate)$1,500
Total cash needed$110,975
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
