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Property Type: TownhouseOwnership: Condominium
81 - 135 CHALMERS STREET S
Cambridge, ON N1R6M2
MLS® X14079726
$369,000
3 bed2.5 bath2 parking
Property Details
Property & Lot
- Sub-type
- Row / Townhouse
- Stories
- 3
Ownership & Fees
- Property type
- Townhouse
- Ownership
- Condominium
- Condo / maintenance fee
- $327/mo
- Annual property tax
- $2,071.69
Maintenance Fee Includes
Water
Also included: Insurance
Interior
- Basement
- None
- Heating
- Forced air, Natural gas
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Main level | — |
| Dining room | In between | — |
| Kitchen | In between | — |
| Primary Bedroom | Second level | — |
| Bedroom 2 | Third level | — |
| Bedroom 3 | Third level | — |
Description
***Don't miss this great opportunity to own a Townhouse with 3 Beds, 1.5 Baths, 2 Parking Spaces - Single Car Garage + 1 Driveway spot.**** Low Condo Fees includes Water. Visitor parking in the community. Close to Transit and other amenities. This property is a perfect fit for first time home buyers or investors. (id:63161)
Listing Information
- MLS®
- X14079726
- Data last synced
- October 27, 2026
RIGHT AT HOME REALTY
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RIGHT AT HOME REALTY
MLS® Number: X14079726
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Cambridge average
$369/sqft
83 active listing(s)
Parking: 2 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
4°C
—
Humidity 95%
Wind E calm km/h
Today
20°
Tonight
5°
Friday
12°
Friday night
-2°
Saturday
14°
Saturday night
3°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density: 615.3/km²
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($18,450) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$295,200.00
Periodic payment — Principal & Interest (monthly)$1,904.53
Additional monthly expenses (condo fees, tax, utilities, etc.)$500.03
Total monthly cost$2,404.56
Interest paid over 5-yr term$84,605.17
Balance at end of term$265,533.35
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$18,450
Stress test qualifying rate8.19%
Payment you must qualify for$2,718.07
Cash Needed at Closing
Minimum down payment$18,450
Estimated Land Transfer Tax (LTT)$4,010
Legal / closing costs (typical estimate)$1,500
Total cash needed$23,960
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
