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Property Type: Condo / ApartmentOwnership: CondominiumNEW LISTING
904 - 150 WATER STREET
Cambridge, ON N1R0B5
MLS® X14122196
84
Walk Score
52
Transit
54
Bike
$369,000
1 bed1 bath1 parking
84
Walk Score
52
Transit
54
Bike
Amenities
Gym
Also listed: Storage - Locker, Separate Electricity Meters, Separate Heating Controls, Party Room
Property Details
Property & Lot
- Sub-type
- Apartment
FC1RM1
Ownership & Fees
- Property type
- Condo / Apartment
- Ownership
- Condominium
- Condo / maintenance fee
- $600/mo
- Annual property tax
- $3,121
Maintenance Fee Includes
WaterHeat
Also included: Common Area Maintenance, Insurance, Parking
Interior
- Basement
- None
- Heating
- Forced air, Natural gas
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Bedroom | Main level | — |
| Kitchen | Main level | — |
| Living room | Main level | — |
Description
Welcome to Unit 904 at 150 Water Street - where modern comfort meets stunning riverside living. This beautifully designed 1-bedroom, 1-bathroom condo offers breathtaking, unobstructed views of the Grand River and downtown Cambridge right from your private balcony. Step inside to a bright and spacious living area featuring floor-to-ceiling windows that flood the space with natural light and provide seamless access to your balcony, perfect for relaxing or entertaining while enjoying the scenic surroundings. The contemporary kitchen is equipped with stainless steel appliances and a stylish peninsula with bar seating, ideal for casual dining or hosting guests. This unit includes one parking space and a locker for added convenience. Residents enjoy access to premium building amenities, including a fully equipped gym, party room, guest accommodations, and an outdoor terrace complete with BBQ facilities. Perfectly located right along the Grand River, you're just steps from picturesque walking trails, as well as a vibrant selection of restaurants, cafés, and shopping. Experience the best of riverside living in this exceptional condo. (id:63161)
Listing Information
- MLS®
- X14122196
- Data last synced
- October 28, 2026
CORCORAN HORIZON REALTY
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: CORCORAN HORIZON REALTY
MLS® Number: X14122196
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Cambridge average
$480/sqft
81 active listing(s)
Parking: 1 stall(s) includedStorage locker: Included
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($18,450) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$295,200.00
Periodic payment — Principal & Interest (monthly)$1,904.53
Additional monthly expenses (condo fees, tax, utilities, etc.)$859.83
Total monthly cost$2,764.36
Interest paid over 5-yr term$84,605.17
Balance at end of term$265,533.35
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$18,450
Stress test qualifying rate8.19%
Payment you must qualify for$2,718.07
Cash Needed at Closing
Minimum down payment$18,450
Estimated Land Transfer Tax (LTT)$4,010
Legal / closing costs (typical estimate)$1,500
Total cash needed$23,960
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
