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Property Type: TownhouseOwnership: Freehold
94 - 355 FISHER MILLS ROAD
Cambridge, ON N3C2V3
MLS® X13599852
$699,000
4 bed4.5 bath2 parking
Property Details
Property & Lot
- Sub-type
- Row / Townhouse
- Stories
- 2
- Lot size
- 23.2 x 81.3 FT
- Frontage
- 23.2 feet
Ownership & Fees
- Property type
- Townhouse
- Ownership
- Freehold
- Annual property tax
- $4,143.37
Interior
- Basement
- Finished, Walk out, N/A
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | Main level | — |
| Partial bathroom | Basement | — |
| Bathroom | Basement | — |
| Dining room | Main level | — |
| Living room | Main level | — |
| Primary Bedroom | Second level | — |
| Bedroom 2 | Second level | — |
| Bedroom 3 | Second level | — |
| Laundry room | Basement | — |
| Bedroom | Basement | — |
| Kitchen | Basement | — |
| Bathroom | Basement | — |
Description
This Beautiful Corner Unit Townhouse Is Located in A Highly Sought-After Neighbourhood in Cambridge, ON. This Well-Maintained, Carpet Free Home Features 4 Bedrooms And 3.5 Bathrooms. The Spacious Primary Bedroom Includes A 4 Piece Ensuite and Two Double Closets. The Bright Open Concept Kitchen Includes a Breakfast Area with Sliding Doors Leading to A Private Deck. The Home Also Features a Spacious Great Room and A Finished Basement. It Is Conveniently Located Close to Grocery Stores, Shopping Centres, Conestoga College, Public Transit, Schools, And Highway 401. The Potl Fee Is $163. (id:63159)
Listing Information
- MLS®
- X13599852
- Data last synced
- September 15, 2026
TRI-CITY PROFESSIONAL REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: TRI-CITY PROFESSIONAL REALTY INC.
MLS® Number: X13599852
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Cambridge average
$369/sqft
83 active listing(s)
Parking: 2 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
4°C
—
Humidity 95%
Wind E calm km/h
Today
20°
Tonight
5°
Friday
12°
Friday night
-2°
Saturday
14°
Saturday night
3°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density: 615.3/km²
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Mortgage & Ownership Cost Calculator
Minimum required: 6.4% ($44,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$559,200.00
Periodic payment — Principal & Interest (monthly)$3,607.77
Additional monthly expenses (condo fees, tax, utilities, etc.)$345.28
Total monthly cost$3,953.05
Interest paid over 5-yr term$160,268.33
Balance at end of term$503,002.21
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$44,900
Stress test qualifying rate8.19%
Payment you must qualify for$5,071.72
Cash Needed at Closing
Minimum down payment$44,900
Estimated Land Transfer Tax (LTT)$10,455
Legal / closing costs (typical estimate)$1,500
Total cash needed$56,855
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
