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Property Type: TownhouseOwnership: Freehold
103 BLACKBIRD CIRCLE
Cambridge, ON N3C0A9
MLS® X13851506
$649,900
3 bed3.5 bath2 parking
Property Details
Property & Lot
- Sub-type
- Row / Townhouse
- Stories
- 2
- Lot size
- 28 FT
- Frontage
- 28 feet
Res
Ownership & Fees
- Property type
- Townhouse
- Ownership
- Freehold
- Annual property tax
- $4,065
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Bedroom 2 | Second level | — |
| Kitchen | Main level | — |
| Great room | Main level | — |
| Bedroom 3 | Second level | — |
| Living room | Main level | — |
| Bathroom | Main level | — |
| Bathroom | Second level | — |
| Primary Bedroom | Second level | — |
| Primary Bedroom | Second level | — |
Description
Gorgeous End Unit Townhome Mattamy's Largest Model in The High Demand Millpond Neighborhood within Walking Distance From Schools PArk & Absolutely Gorgeous Freehold TownHome In High Demand Millpond Community Within a Minute Walk From the Schools & the Park. Better Then a Semi Detached. Mattamy Built 1515 Sq. Ft. 3 Bedrooms & 3 Washroom Carpet Free (A Part From The Staircase) Beautifully Kept House Featuring A front Living Room/ Sitting area With Built in Bench.. Large Great Room With Modern Flooring Floors & Open Concept Eat In Kitchen With a Centre Island & Breakfast Bar. Pantry & Gorgeous Back Splash. Dinette With A Walk Out to a Fully Fenced Backyard. Upper Level With 3 Large Sized Bedrooms Featuring a Huge Primary Bedroom With a Walk in Closet & a 4 Pce Ensuite. 2 Other Good Sized Bedrooms Front One With The High Vaulted Ceilings & Another Full 4 Pce Washroom. Nicely Painted in Modern Colors. Nice Inviting Porch. Great Millpond Location Where You Can Walk to 3 Parks, 2 Schools, The River & TRail System, Within A few Minutes Away From Hwy 40, Hespeler 's Quaint Yet thriving Downtown Core With Restaurants & Family Friendly Events. POT-LIGHTS GALORE!!!!! ++PICTURES 2 TO 7 ARE VIRTUALLY STAGED FOR ILLUSTRATION PURPOSE. POTL FEES: $127 INCLUDES ROAD MAINTAINENCE, GARBAGE PICKUP. (id:63159)
Listing Information
- MLS®
- X13851506
- Data last synced
- October 14, 2026
KINGSWAY REAL ESTATE
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: KINGSWAY REAL ESTATE
MLS® Number: X13851506
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Cambridge average
$369/sqft
83 active listing(s)
Parking: 2 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 6.2% ($39,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$519,920.00
Periodic payment — Principal & Interest (monthly)$3,354.35
Additional monthly expenses (condo fees, tax, utilities, etc.)$338.75
Total monthly cost$3,693.10
Interest paid over 5-yr term$149,010.57
Balance at end of term$467,669.72
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$39,990
Stress test qualifying rate8.19%
Payment you must qualify for$4,729.08
Cash Needed at Closing
Minimum down payment$39,990
Estimated Land Transfer Tax (LTT)$9,473
Legal / closing costs (typical estimate)$1,500
Total cash needed$50,963
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
