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Property Type: TownhouseOwnership: FreeholdNEW LISTING
77 MANHATTAN CIRCLE
Cambridge, ON N3C0C4
MLS® X14116738
20
Walk Score
32
Transit
53
Bike
$649,900
3 bed2.5 bath2 parking
20
Walk Score
32
Transit
53
Bike
Property Details
Property & Lot
- Sub-type
- Row / Townhouse
- Stories
- 2
- Lot size
- 23 x 80.5 FT
- Frontage
- 23 feet
Ownership & Fees
- Property type
- Townhouse
- Ownership
- Freehold
- Condo / maintenance fee
- $127/mo
- Annual property tax
- $3,943.05
Maintenance Fee Includes
Also included: Parcel of Tied Land
Interior
- Basement
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Main level | — |
| Kitchen | Main level | — |
| Primary Bedroom | Second level | — |
| Bedroom 2 | Second level | — |
| Bedroom 3 | Second level | — |
| Recreational, Games room | Basement | — |
Description
Welcome to 77 Manhattan Circle! This bright, spacious, well-maintained freehold townhouse is nestled in a quiet, family-friendly Cambridge neighbourhood surrounded by nature. Move-in ready, this inviting home features an open-concept main floor, three bedrooms and a finished basement recreation room with large above-grade windows, ideal for relaxing, entertaining or working from home. Step outside to your private backyard, perfect for summer BBQs, gardening and outdoor gatherings. Enjoy nearby scenic walking and biking trails, parks and Blackbridge Canoe Launch. Conveniently located minutes from schools,shopping, everyday amenities and Highway 401 for easy commuting. An Excellent opportunity for first-time buyers, growing families,downsizers or investors. Experience the perfect balance of comfort,convenience and outdoor living. A wonderful place to call home! (id:63161)
Listing Information
- MLS®
- X14116738
- Data last synced
- October 27, 2026
ROYAL LEPAGE SIGNATURE REALTY
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: ROYAL LEPAGE SIGNATURE REALTY
MLS® Number: X14116738
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Cambridge average
$369/sqft
83 active listing(s)
Parking: 2 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 6.2% ($39,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$519,920.00
Periodic payment — Principal & Interest (monthly)$3,354.35
Additional monthly expenses (condo fees, tax, utilities, etc.)$455.80
Total monthly cost$3,810.14
Interest paid over 5-yr term$149,010.57
Balance at end of term$467,669.72
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$39,990
Stress test qualifying rate8.19%
Payment you must qualify for$4,729.08
Cash Needed at Closing
Minimum down payment$39,990
Estimated Land Transfer Tax (LTT)$9,473
Legal / closing costs (typical estimate)$1,500
Total cash needed$50,963
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
