Loading…
Property Type: Detached HouseOwnership: Freehold
120 FARLEY ROAD
Centre Wellington (Fergus), ON N1M0H2
MLS® X13675296
$1,095,000
4 bed4.5 bath4 parking
Amenities
Also listed: Fireplace(s)
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 51 x 109.1 FT
- Frontage
- 51 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $6,341.89
Interior
- Basement
- Unfinished, N/A
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Main level | — |
| Office | Main level | — |
| Bedroom 4 | Upper Level | — |
| Bedroom 2 | Upper Level | — |
| Bedroom 3 | Upper Level | — |
| Kitchen | Main level | — |
| Primary Bedroom | Upper Level | — |
| Dining room | Main level | — |
Description
WELCOME TO THIS STUNNING 4 BEDROOM, 4 BATH LUXURY HOME CLOSE TO SCHOOLS, SHOPPING AND ALL AMENITIES. THIS BEAUTY FEATURES A GORGEOUS KITCHEN WITH S/S APPLIANCES, A LARGE ISLAND,UNIQUE BACKSPLASH, BEAUTIFUL COUNTERTOPS AND AN EXIT TO THE DECK. NEXT YOU COME INTO AN OPEN CONCEPT LIVING AND DINING ROOM, OF WHICH THE LIVING ROOM HOSTS A FIREPLACE AND ANOTHER EXIT TO THE DECK. ON THE MAIN FLOOR THERE IS ANOTHER SEPARATE ROOM WHICH CAN BE USED AS AN OFFICE OR A FAMILY ROOM. UPSTAIRS YOU HAVE 4 LARGE BEDROOMS EACH EQUIPPED WITH A WALK-IN CLOSET, AND 2 OF THESE BEDROOMS EQUIPPED WITH ENSUITE BATHS. LAST BUT SURELY NOT LEAST, YOU HAVE AN INCREDIBLE SIZED DECK AND BACKYARD FOR YOUR PLEASURE. DO NOT MISS THE OPPORTUNITY TO SEE THIS GEM. (id:63159)
Listing Information
- MLS®
- X13675296
- Data last synced
- September 15, 2026
RE/MAX EXPERTS
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX EXPERTS
MLS® Number: X13675296
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Location Insights
Weather
Nearest station: Cambridge
3°C
Fog
Humidity 98%
Wind NE calm km/h
Today
20°
Tonight
5°
Friday
12°
Friday night
-2°
Saturday
14°
Saturday night
3°
Source: Environment and Climate Change Canada.
Nearby Places
Parks (5+)
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 7.7% ($84,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$876,000.00
Periodic payment — Principal & Interest (monthly)$5,651.65
Additional monthly expenses (condo fees, tax, utilities, etc.)$528.49
Total monthly cost$6,180.15
Interest paid over 5-yr term$251,064.12
Balance at end of term$787,964.83
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$84,500
Stress test qualifying rate8.19%
Payment you must qualify for$7,835.16
Cash Needed at Closing
Minimum down payment$84,500
Estimated Land Transfer Tax (LTT)$18,375
Legal / closing costs (typical estimate)$1,500
Total cash needed$104,375
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
