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Property Type: Condo / ApartmentOwnership: Condominium
203 - 99B FARLEY ROAD
Centre Wellington (Fergus), ON N1M0K5
MLS® X13797016
$619,900
2 bed2 bath2 parking
Amenities
Also listed: Storage - Locker
Property Details
Property & Lot
- Sub-type
- Apartment
R4
Ownership & Fees
- Property type
- Condo / Apartment
- Ownership
- Condominium
- Condo / maintenance fee
- $560/mo
- Annual property tax
- $5,481.21 (2026)
Maintenance Fee Includes
Also included: Common Area Maintenance, Insurance
Interior
- Basement
- None
- Heating
- Heat Pump, Geo Thermal
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Laundry room | Main level | — |
| Kitchen | Main level | — |
| Bedroom | Main level | — |
| Dining room | Main level | — |
| Primary Bedroom | Main level | — |
| Living room | Main level | — |
Description
Welcome to 99B Farley Road in Centre Wellington. Unit #203, a stunning corner unit in this beautifully appointed building means - extra windows, amazing sunrises, and beautiful natural light throughout. The exclusive parking spaces - an underground space with storage, as well as a surface level spot just below the balcony, provide incredible added convenience and value. The AZURE layout includes 1439 square feet of living space, as well as a gorgeous and comfortable balcony where you'll enjoy views of the surrounding neighbourhood. A spacious walk-in pantry in the kitchen, and an amazing walk-in primary closet create unique storage spaces that you didn't know you needed! Built by James Keating Construction, this two bedroom, two bath home features multiple upgrades including pot lighting throughout, under cabinet lighting, pot & pan drawers, a plumbing water line to fridge, reverse osmosis water system, tv wall mount and more. This bright and very spacious corner unit combines low-maintenance living with timeless, quality finishes. The location provides ready access to trails, schools, shopping, parks, professional services and entertainment. All of this within a one-hour drive to the GTA. (id:63159)
Listing Information
- MLS®
- X13797016
- Tax assessment year
- 2026
- Data last synced
- October 4, 2026
Keller Williams Home Group Realty
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Keller Williams Home Group Realty
MLS® Number: X13797016
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of OnePoint Association of REALTORS®.
Location Insights
Weather
Nearest station: Kitchener-Waterloo
4°C
Mist
Humidity 97%
Wind N 4 km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Nearby Places
Parks (5+)
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Mortgage & Ownership Cost Calculator
Minimum required: 6.0% ($36,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$495,920.00
Periodic payment — Principal & Interest (monthly)$3,199.51
Additional monthly expenses (condo fees, tax, utilities, etc.)$1,016.77
Total monthly cost$4,216.28
Interest paid over 5-yr term$142,132.10
Balance at end of term$446,081.64
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$36,990
Stress test qualifying rate8.19%
Payment you must qualify for$4,519.73
Cash Needed at Closing
Minimum down payment$36,990
Estimated Land Transfer Tax (LTT)$8,873
Legal / closing costs (typical estimate)$1,500
Total cash needed$47,363
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
