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Property Type: Detached HouseOwnership: Freehold
330 ANGUS STREET
Centre Wellington (Fergus), ON N1M2M1
MLS® X13803622
$899,900
3 bed2 bath10 parking
Amenities
Also listed: Fireplace(s)
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 79 x 145 FT
- Frontage
- 79 feet
R1B
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $4,587.11 (2026)
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Dining room | Main level | — |
| Recreational, Games room | Basement | — |
| Foyer | Main level | — |
| Kitchen | Main level | — |
| Laundry room | Main level | — |
| Living room | Main level | — |
| Bathroom | Second level | — |
| Bedroom | Second level | — |
| Bedroom | Second level | — |
| Primary Bedroom | Second level | — |
| Bathroom | Basement | — |
Description
Exceptional century home on one of Fergus' most picturesque streets, offering timeless character, modern updates and one of the area's most impressive detached garage and workshop spaces. Beautiful original wood trim, hardwood floors, French doors and classic architectural details are complemented by thoughtful renovations throughout. The bright main floor features a welcoming foyer, spacious living room, formal dining room, updated kitchen with granite countertops and stainless steel appliances, plus convenient main floor laundry. Upstairs offers three generous bedrooms, including a primary bedroom with walk-in closet, and a beautifully updated 4-piece bathroom. The finished lower level expands the living space with exposed stone walls, a cozy recreation room with fireplace, full bathroom and flexible office or hobby space. Outside is where this property truly shines. Towering mature trees create a private backyard retreat featuring extensive interlocking stone patios, multiple entertaining areas, landscape lighting, fire pit and beautifully maintained gardens. A standout feature is the detached garage/workshop, professionally finished with exceptional lighting and storage, making it ideal for automotive enthusiasts, hobbyists, tradespeople or anyone needing premium workspace. Above the garage, the finished loft provides outstanding flexibility as a home office, studio, gym, games room or creative retreat. The oversized interlocking stone driveway accommodates numerous vehicles while also providing rare space for an RV, trailer, boat or recreational equipment. Located just a short walk from historic downtown Fergus, schools, parks, the Grand River and local amenities, this beautifully maintained property offers the perfect balance of historic charm, modern convenience and exceptional lifestyle features. (id:63161)
Listing Information
- MLS®
- X13803622
- Tax assessment year
- 2026
- Data last synced
- October 22, 2026
Keller Williams Home Group Realty
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Keller Williams Home Group Realty
MLS® Number: X13803622
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of OnePoint Association of REALTORS®.
Location Insights
Weather
Nearest station: Kitchener-Waterloo
4°C
Mist
Humidity 97%
Wind N 4 km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Nearby Places
Restaurants (5+)
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Mortgage & Ownership Cost Calculator
Minimum required: 7.2% ($64,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$719,920.00
Periodic payment — Principal & Interest (monthly)$4,644.68
Additional monthly expenses (condo fees, tax, utilities, etc.)$382.26
Total monthly cost$5,026.94
Interest paid over 5-yr term$206,331.14
Balance at end of term$647,570.37
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$64,990
Stress test qualifying rate8.19%
Payment you must qualify for$6,473.68
Cash Needed at Closing
Minimum down payment$64,990
Estimated Land Transfer Tax (LTT)$14,473
Legal / closing costs (typical estimate)$1,500
Total cash needed$80,963
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
