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Property Type: Detached HouseOwnership: Freehold
210 PRINCESS Street
Fergus, ON N1M1Y3
MLS® 40862855
$1,149,000
3 bed3 bath8 parking3,782 sqftBuilt 1965
Property Details
Property & Lot
- Sub-type
- House
- Style
- Other
- Stories
- 1
- Frontage
- 112 feet
R1
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $6,106.68
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Utility room | Basement | 10'1'' x 8'7'' |
| Utility room | Basement | 6'1'' x 15'4'' |
| Storage | Basement | 7'9'' x 5'0'' |
| Bonus Room | Basement | 20'5'' x 22'5'' |
| Kitchen | Basement | 7'9'' x 9'0'' |
| Recreation room | Basement | 20'6'' x 26'7'' |
| 3pc Bathroom | Basement | 5'11'' x 7'3'' |
| Bedroom | Basement | 9'6'' x 13'7'' |
| 3pc Bathroom | Main level | 5'5'' x 9'7'' |
| Laundry room | Main level | 6'3'' x 9'7'' |
| 5pc Bathroom | Main level | 7'11'' x 11'8'' |
| Bedroom | Main level | 12'0'' x 11'1'' |
| Primary Bedroom | Main level | 12'5'' x 14'3'' |
Description
Welcome to 210 Princess Street, an extraordinary 1965 mid-century modern bungalow that pairs iconic architectural design with unmatched space and versatility in one of Fergus's most desirable, historic neighborhoods close to river trails and vibrant downtown shops. Commandingly situated on a generous property, the home makes an unforgettable first impression with its dramatic curb appeal, highlighted by classic low-profile architectural lines and stunning cathedral ceilings throughout, timeless stone accents and a long curved driveway that gracefully approaches the residence. Inside, the main level unfolds seamlessly around a beautifully updated kitchen that connects directly to a bright living room anchored by a cozy fireplace. Flowing beyond the kitchen are both a dedicated formal dining room and a light-filled separate family room, creating a sprawling layout effortlessly suited for entertaining guests. The main floor features two spacious bedrooms, convenient main-floor laundry, and three full bathrooms thoughtfully distributed for ultimate daily comfort and accessibility. An incredible 192 sq ft fully insulated four-season sunroom (not included in mainfloor sq ft.) acts as a true flex space, inviting year-round sunlight and framing picturesque views of the vast, mature yard shaded by majestic, towering trees. Downstairs, the fully finished basement includes a third bedroom, a private separate entrance, and a secondary small kitchen, offering unlimited potential for an in-law suite, multi-generational living, or income generation. What makes this home truly one-of-a-kind is its rare architectural soul-a seamless blend of authentic 1960s character, expansive single-level flow, and clever multi-use spaces that are almost impossible to replicate in today's market. Every inch of this property radiates pride of ownership and endless potential, presenting a rare opportunity to own a piece of architectural history with all the modern upgrades today's buyers crave. (id:63161)
Listing Information
- MLS®
- 40862855
- Data last synced
- October 22, 2026
RE/MAX TWIN CITY REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX TWIN CITY REALTY INC.
MLS® Number: 40862855
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$304/sqft
Building average
—
No other active listings in this building
53 - Fergus average
$475/sqft
7 active listing(s)
Parking: 8 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Nearby Places
Restaurants (5+)
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Mortgage & Ownership Cost Calculator
Minimum required: 7.8% ($89,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$919,200.00
Periodic payment — Principal & Interest (monthly)$5,930.37
Additional monthly expenses (condo fees, tax, utilities, etc.)$697.89
Total monthly cost$6,628.26
Interest paid over 5-yr term$263,445.36
Balance at end of term$826,823.37
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$89,900
Stress test qualifying rate8.19%
Payment you must qualify for$8,211.99
Cash Needed at Closing
Minimum down payment$89,900
Estimated Land Transfer Tax (LTT)$19,455
Legal / closing costs (typical estimate)$1,500
Total cash needed$110,855
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.