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Property Type: Detached HouseOwnership: Freehold
170 ELMSLIE Place
Elora, ON N0B1S0
MLS® 40843030
$1,150,000
4 bed3 bath10 parking3,125 sqft
Property Details
Property & Lot
- Sub-type
- House
- Style
- Multi-level
- Stories
- 2
- Lot size
- 0.45 acres
- Frontage
- 116 feet
R1
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $5,701
Interior
- Basement
- Partially finished, Full
- Heating
- Propane
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Bedroom | Basement | 9'4'' x 12'6'' |
| 5pc Bathroom | Second level | 13'5'' x 8'3'' |
| Bedroom | Second level | 17'7'' x 11'0'' |
| Bedroom | Second level | 15'5'' x 9'5'' |
| 5pc Ensuite bath | Second level | 7'5'' x 15'1'' |
| Primary Bedroom | Second level | 21'6'' x 25'6'' |
| 3pc Bathroom | Main level | 10'5'' x 8'0'' |
| Mud room | Main level | 6'9'' x 9'7'' |
| Family room | Main level | 23'5'' x 20'6'' |
| Dining room | Main level | 11'2'' x 12'9'' |
| Kitchen | Main level | 14'10'' x 19'3'' |
| Family room | Basement | 13'7'' x 18'0'' |
Description
Welcome to this exceptional multi-level family home nestled on a private 0.45-acre lot in the peaceful community of Ennotville. Tucked away on a quiet cul-de-sac, this property offers the perfect balance of country living and urban convenience, located just minutes from Elora, Fergus, and Guelph. Thoughtfully updated throughout, the home offers spacious and functional living areas designed for both everyday comfort and entertaining. With three bedrooms above grade, including a generous primary suite with a beautifully updated ensuite, plus an additional bedroom and recreation space in the finished lower level, there is plenty of room for growing families and guests alike. The true highlight of this property is the spectacular backyard retreat. Designed to feel like a private resort, the outdoor space features a sparkling in-ground swimming pool, relaxing hot tub, tranquil water features, expansive deck, and beautifully landscaped grounds. Whether you're hosting summer gatherings, enjoying family time, or simply unwinding after a long day, this outdoor oasis provides an exceptional setting to enjoy every season. Adding to the property's appeal is a 3-car garage and an oversized driveway with ample space for vehicles, trailers, and recreational equipment. A rare opportunity to own a private country retreat with resort-style amenities, all within easy reach of the city's conveniences. Book your private showing today. (id:63159)
Listing Information
- MLS®
- 40843030
- Data last synced
- October 10, 2026
Peak Realty Ltd.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Peak Realty Ltd.
MLS® Number: 40843030
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$368/sqft
Building average
—
No other active listings in this building
52 - Rural Centre Wellington East average
$420/sqft
1 active listing(s)
Parking: 10 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Cambridge
3°C
Fog
Humidity 98%
Wind NE calm km/h
Today
20°
Tonight
5°
Friday
12°
Friday night
-2°
Saturday
14°
Saturday night
3°
Source: Environment and Climate Change Canada.
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Mortgage & Ownership Cost Calculator
Minimum required: 7.8% ($90,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$920,000.00
Periodic payment — Principal & Interest (monthly)$5,935.53
Additional monthly expenses (condo fees, tax, utilities, etc.)$631.08
Total monthly cost$6,566.61
Interest paid over 5-yr term$263,674.64
Balance at end of term$827,542.98
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$90,000
Stress test qualifying rate8.19%
Payment you must qualify for$8,218.97
Cash Needed at Closing
Minimum down payment$90,000
Estimated Land Transfer Tax (LTT)$19,475
Legal / closing costs (typical estimate)$1,500
Total cash needed$110,975
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
