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Property Type: Detached HouseOwnership: Freehold
452 MILLBURN BOULEVARD
Centre Wellington (Fergus), ON N1M3P1
MLS® X13727472
$699,999
3 bed2.5 bath7 parking
Open House
Saturday, October 31
1:00 PM – 3:00 PM
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 46.1 x 108.2 FT
- Frontage
- 46.1 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $3,783.72 (2025)
Interior
- Basement
- Finished, N/A
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Foyer | Main level | — |
| Bathroom | Main level | — |
| Kitchen | Main level | — |
| Dining room | Main level | — |
| Living room | Main level | — |
| Primary Bedroom | Second level | — |
| Bedroom | Second level | — |
| Bedroom | Second level | — |
| Bathroom | Second level | — |
| Recreational, Games room | Lower level | — |
Description
Located in a desirable Fergus neighbourhood, 452 Millburn Blvd is a move-in-ready home that has been thoughtfully updated and offers plenty of space to enjoy both inside and out. At the front of the home, the covered porch is enclosed with windows and glass doors, creating a bright and comfortable space to enjoy throughout the seasons. Upon entering, the foyer provides a powder room and access to the garage before leading into the main living spaces. The updated kitchen features quartz countertops, stainless steel appliances, and plenty of cabinetry, opening into the dining and living areas. The living room is a standout with its 10-foot ceiling, large windows, and hardwood flooring, creating a bright and spacious place to relax or entertain. Just off the dining area, patio doors lead to a large deck overlooking the backyard, making it easy to take the living outdoors for summer dinners, entertaining, or simply enjoying the space. Upstairs, you'll find three bedrooms, including a generously sized primary bedroom with a walk-in closet, along with a full bathroom with a stand-up shower. The finished basement offers a generous recreation room, laundry, a bathroom rough-in, and plenty of additional storage. The 1.5-car garage provides additional storage, while the spacious driveway can accommodate up to six vehicles. With the Centre Wellington Sportsplex, grocery stores, shopping plazas, restaurants, and other everyday amenities just minutes away, this home is well positioned for day-to-day living. (id:63161)
Listing Information
- MLS®
- X13727472
- Tax assessment year
- 2025
- Data last synced
- October 29, 2026
Royal LePage Royal City Realty
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Royal LePage Royal City Realty
MLS® Number: X13727472
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of OnePoint Association of REALTORS®.
Location Insights
Weather
Nearest station: Kitchener-Waterloo
4°C
Mist
Humidity 97%
Wind N 4 km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Nearby Places
Restaurants (1)
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Mortgage & Ownership Cost Calculator
Minimum required: 6.4% ($45,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$559,999.00
Periodic payment — Principal & Interest (monthly)$3,612.92
Additional monthly expenses (condo fees, tax, utilities, etc.)$315.31
Total monthly cost$3,928.23
Interest paid over 5-yr term$160,497.32
Balance at end of term$503,720.91
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$45,000
Stress test qualifying rate8.19%
Payment you must qualify for$5,078.69
Cash Needed at Closing
Minimum down payment$45,000
Estimated Land Transfer Tax (LTT)$10,475
Legal / closing costs (typical estimate)$1,500
Total cash needed$56,975
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
