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Property Type: Detached HouseOwnership: Freehold
517 SHORTREED AVENUE
Centre Wellington (Fergus), ON N1M3H4
MLS® X13741876
$639,900
3 bed2.5 bath3 parking
Amenities
Also listed: Fireplace(s)
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 1.5
- Lot size
- 60 x 113.5 FT
- Frontage
- 60 feet
R1A
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $4,697 (2025)
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Bathroom | Main level | — |
| Den | Basement | — |
| Laundry room | Basement | — |
| Great room | Basement | — |
| Family room | Main level | — |
| Foyer | Main level | — |
| Kitchen | Main level | — |
| Living room | Main level | — |
| Bedroom | Second level | — |
| Bedroom 2 | Second level | — |
| Primary Bedroom | Second level | — |
| Bathroom | Second level | — |
| Bedroom 3 | Basement | — |
Description
Welcome to 517 Shortreed Avenue, Fergus-a spacious detached home offering exceptional value at $639,900. The functional layout features three bedrooms, two bathrooms, an eat-in kitchen, a large living room, a separate main-floor family room and a finished basement providing valuable additional living space. The primary bedroom includes a private walkout to a deck overlooking the large, inground and heated pool-perfect for relaxing and entertaining throughout the summer. Complete with an attached carport and ideally located close to shopping, schools, Victoria Park and downtown Fergus, this is a fantastic opportunity to make a detached home your own. (id:63159)
Listing Information
- MLS®
- X13741876
- Tax assessment year
- 2025
- Data last synced
- October 4, 2026
Century 21 Excalibur Realty Inc
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Century 21 Excalibur Realty Inc
MLS® Number: X13741876
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of OnePoint Association of REALTORS®.
Location Insights
Weather
Nearest station: Kitchener-Waterloo
4°C
Mist
Humidity 97%
Wind N 4 km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Nearby Places
Restaurants (1)
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Mortgage & Ownership Cost Calculator
Minimum required: 6.1% ($38,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$511,920.00
Periodic payment — Principal & Interest (monthly)$3,302.73
Additional monthly expenses (condo fees, tax, utilities, etc.)$391.42
Total monthly cost$3,694.15
Interest paid over 5-yr term$146,717.74
Balance at end of term$460,473.70
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$38,990
Stress test qualifying rate8.19%
Payment you must qualify for$4,659.30
Cash Needed at Closing
Minimum down payment$38,990
Estimated Land Transfer Tax (LTT)$9,273
Legal / closing costs (typical estimate)$1,500
Total cash needed$49,763
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
