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Property Type: TownhouseOwnership: Freehold
77 REA DRIVE
Centre Wellington (Fergus), ON N1M0H5
MLS® X13726864
$759,000
3 bed3.5 bath3 parking
Amenities
Also listed: Fireplace(s)
Property Details
Property & Lot
- Sub-type
- Row / Townhouse
- Stories
- 2
- Lot size
- 20.4 x 114.8 FT
- Frontage
- 20.4 feet
Ownership & Fees
- Property type
- Townhouse
- Ownership
- Freehold
- Annual property tax
- $4,433
Interior
- Basement
- Unfinished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning, Air exchanger
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | Main level | — |
| Dining room | Main level | — |
| Living room | Main level | — |
| Primary Bedroom | Second level | — |
| Bedroom 2 | Second level | — |
| Bedroom 3 | Second level | — |
| Laundry room | Second level | — |
Description
Welcome to 77 Rea Drive, a spacious freehold townhome offering over 2,200 sq. ft. of living space in Fergus' desirable and growing Beatty Hollow neighbourhood. Built by Keating Construction, this thoughtfully designed home offers an inviting open-concept layout with plenty of room for the whole family. The bright main floor features a family-sized kitchen with generous cabinetry, a convenient breakfast bar and an adjoining dining area that flows seamlessly into the sun-filled living room. Large windows fill the space with natural light, while the fireplace adds warmth and character. A walkout leads to the covered porch, creating an inviting spot to enjoy your morning coffee or unwind at the end of the day. Upstairs, the oversized primary retreat features a spacious walk-in closet and a stylish 3-piece ensuite with glass shower. The generous secondary bedrooms offer flexibility for family, guests or a home office, complemented by the convenience of a second-floor laundry room. The unfinished basement provides a blank canvas to create the space that best suits your lifestyle - whether a recreation room, home gym, office or additional living area. Ideally situated close to parks and schools and just a short distance from Groves Memorial Community Hospital, this home combines generous living space, modern functionality and an excellent location within one of Fergus' growing communities. A wonderful opportunity to enjoy the comfort and convenience of freehold townhome living. (id:63159)
Listing Information
- MLS®
- X13726864
- Data last synced
- October 4, 2026
RE/MAX HALLMARK REALTY LTD.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX HALLMARK REALTY LTD.
MLS® Number: X13726864
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Location Insights
Weather
Nearest station: Kitchener-Waterloo
4°C
Mist
Humidity 97%
Wind N 4 km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Nearby Places
Parks (5+)
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Mortgage & Ownership Cost Calculator
Minimum required: 6.7% ($50,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$607,200.00
Periodic payment — Principal & Interest (monthly)$3,917.45
Additional monthly expenses (condo fees, tax, utilities, etc.)$369.42
Total monthly cost$4,286.87
Interest paid over 5-yr term$174,025.27
Balance at end of term$546,178.36
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$50,900
Stress test qualifying rate8.19%
Payment you must qualify for$5,490.42
Cash Needed at Closing
Minimum down payment$50,900
Estimated Land Transfer Tax (LTT)$11,655
Legal / closing costs (typical estimate)$1,500
Total cash needed$64,055
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
