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Property Type: TownhouseOwnership: Freehold
1 - 220 FARLEY ROAD
Centre Wellington (Fergus), ON N1M0H6
MLS® X13448328
$725,000
3 bed3.5 bath3 parking
Property Details
Property & Lot
- Sub-type
- Row / Townhouse
- Stories
- 2
- Lot size
- 27.6 x 118.6 FT
- Frontage
- 27.7 feet
R3
Ownership & Fees
- Property type
- Townhouse
- Ownership
- Freehold
- Annual property tax
- $4,860
Interior
- Basement
- Unfinished, N/A
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Main level | — |
| Dining room | Main level | — |
| Kitchen | Main level | — |
| Eating area | Main level | — |
| Family room | Main level | — |
| Laundry room | Main level | — |
| Primary Bedroom | Second level | — |
| Bedroom 2 | Second level | — |
| Bedroom 3 | Second level | — |
Description
Beautiful New Two Storey End unit Townhouse like Semi in the new Storybrook subdivision of Fergus, 2100 sqft, with Three Bedrooms, Three Washrooms and Full size Double Garage. Stunning layout with 9ft Ceiling as you enter. On the right is Living/Dining combo and on the left is a Wide Staircase up. Beautiful open concept Kitchen with Tall White Cabinetry, Two tone Kitchen with light grey island, SS Appliances. Huge island faces Breakfast area and open concept Family room with Gas Fireplace and walk out to the Fenced Patio. Laundry room on the main floor and entrance to Double Garage from inside. Upstairs you have a Huge primary Bedroom with 5pc ensuite and huge W/I Closet, Two spacious bedrooms and another Full washroom. Lots of extra Windows and abundant Sunshine. Great practical Layout. Extra Visitor's parking right in front of the Garage. AC already installed. (id:63159)
Listing Information
- MLS®
- X13448328
- Data last synced
- September 15, 2026
HOMELIFE SUPERSTARS REAL ESTATE LIMITED
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: HOMELIFE SUPERSTARS REAL ESTATE LIMITED
MLS® Number: X13448328
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Location Insights
Weather
Nearest station: Kitchener-Waterloo
4°C
Mist
Humidity 97%
Wind N 4 km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Nearby Places
Parks (5+)
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Mortgage & Ownership Cost Calculator
Minimum required: 6.6% ($47,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$580,000.00
Periodic payment — Principal & Interest (monthly)$3,741.96
Additional monthly expenses (condo fees, tax, utilities, etc.)$405.00
Total monthly cost$4,146.96
Interest paid over 5-yr term$166,229.67
Balance at end of term$521,711.88
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$47,500
Stress test qualifying rate8.19%
Payment you must qualify for$5,253.16
Cash Needed at Closing
Minimum down payment$47,500
Estimated Land Transfer Tax (LTT)$10,975
Legal / closing costs (typical estimate)$1,500
Total cash needed$59,975
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
