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Property Type: TownhouseOwnership: CondominiumRECENTLY LISTED
69 - 69 WESTMINSTER CRESCENT
Centre Wellington (Fergus), ON N1M1Y8
MLS® X14109716
64
Walk Score
47
Bike
$629,000
3 bed4 full, 2 half bath2 parking
64
Walk Score
47
Bike
Property Details
Property & Lot
- Sub-type
- Row / Townhouse
- Stories
- 2
Ownership & Fees
- Property type
- Townhouse
- Ownership
- Condominium
- Condo / maintenance fee
- $330/mo
- Annual property tax
- $3,529 (2025)
Maintenance Fee Includes
Also included: Common Area Maintenance, Insurance, Parking
Interior
- Basement
- Finished, N/A
- Heating
- Forced air, Natural gas
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Main level | — |
| Dining room | Main level | — |
| Kitchen | Main level | — |
| Primary Bedroom | Second level | — |
| Bedroom 2 | Second level | — |
| Bedroom 3 | Second level | — |
| Recreational, Games room | Basement | — |
Description
Located in the Charming Community of Fergus This Beautifully Well Maintained Home Features a Stunning Kitchen with Granite Counters, Back Splash , Bright White Cabinetry, Stainless Steel Appliances , A Breakfast Bar with Seating ,all Connecting to the Open Concept Living Dining Rooms with Plenty of Light from the large windows and Sliding Door that leads out to your Private back yard and Deck. Head upstairs to 3 Generous sized bedrooms, The primary Bedroom with Walk-in closet and 3 Pc bath. Downstairs to Your Fully Finished Basement ,with above grade windows, 2 Pc Bath Wet bar, Perfect for relaxing , playroom for the kids, Office or Gym . Enjoy your Morning Coffee on your front porch overlooking the courtyard across the street. Garage Entrance from House, No Neighbours behind, Walking Distance to Downtown the grand River, Shops Restaurants, grocery Stores, Minutes to The Sportsplex, New Hospital .Unbeatable location and a place your family will enjoy for years to come. (id:63161)
Listing Information
- MLS®
- X14109716
- Tax assessment year
- 2025
- Data last synced
- October 26, 2026
RIGHT AT HOME REALTY
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RIGHT AT HOME REALTY
MLS® Number: X14109716
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Location Insights
Weather
Nearest station: Cambridge
3°C
Fog
Humidity 98%
Wind NE calm km/h
Today
20°
Tonight
5°
Friday
12°
Friday night
-2°
Saturday
14°
Saturday night
3°
Source: Environment and Climate Change Canada.
Nearby Places
Restaurants (4)
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Mortgage & Ownership Cost Calculator
Minimum required: 6.0% ($37,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$503,200.00
Periodic payment — Principal & Interest (monthly)$3,246.48
Additional monthly expenses (condo fees, tax, utilities, etc.)$624.08
Total monthly cost$3,870.56
Interest paid over 5-yr term$144,218.57
Balance at end of term$452,630.03
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$37,900
Stress test qualifying rate8.19%
Payment you must qualify for$4,583.24
Cash Needed at Closing
Minimum down payment$37,900
Estimated Land Transfer Tax (LTT)$9,055
Legal / closing costs (typical estimate)$1,500
Total cash needed$48,455
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
