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Property Type: Detached HouseOwnership: Freehold
82 PREST WAY
Centre Wellington (Fergus), ON N1M0J8
MLS® X13716908
$699,000
3 bed3.5 bath2 parking
Open House
Saturday, October 31
2:00 PM – 4:00 PM
Sunday, November 1
2:00 PM – 4:00 PM
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 25.1 x 108.3 FT
- Frontage
- 25.1 feet
R2-66-5
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $4,094 (2025)
Interior
- Basement
- Unfinished, N/A
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | Main level | — |
| Living room | Main level | — |
| Eating area | Main level | — |
| Foyer | Main level | — |
| Primary Bedroom | Second level | — |
| Bedroom 2 | Second level | — |
| Bedroom 3 | Second level | — |
| Laundry room | Second level | — |
Description
Welcome to 82 Prest Way, Fergus! This beautiful semi-detached home offers modern comfort, stylish upgrades, and an inviting open-concept layout. Featuring 9-ft ceilings, upgraded laminate flooring, elegant wainscoting, and a bright, spacious living area with a gas fireplace. The well-appointed kitchen boasts full-height cabinetry, stainless steel appliances, a large island, and ample workspace, overlooking the dining area with walkout to the fully fenced backyard. Upstairs features generously sized bedrooms, convenient laundry, an updated main bath, and a spacious primary retreat with walk-in closet and ensuite featuring a soaker tub and glass shower. An extra-deep attached single garage provides excellent parking and storage. The unfinished basement offers great potential with a 3-piece bathroom rough-in. Ideally located near parks, schools, the Elora Cataract Trail, and Downtown Fergus. A fantastic opportunity for families, first-time buyers, or investors! (id:63161)
Listing Information
- MLS®
- X13716908
- Tax assessment year
- 2025
- Data last synced
- October 28, 2026
LUXE HOME TOWN REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: LUXE HOME TOWN REALTY INC.
MLS® Number: X13716908
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Location Insights
Weather
Nearest station: Kitchener-Waterloo
4°C
Mist
Humidity 97%
Wind N 4 km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Nearby Places
Parks (3)
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Mortgage & Ownership Cost Calculator
Minimum required: 6.4% ($44,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$559,200.00
Periodic payment — Principal & Interest (monthly)$3,607.77
Additional monthly expenses (condo fees, tax, utilities, etc.)$341.17
Total monthly cost$3,948.94
Interest paid over 5-yr term$160,268.33
Balance at end of term$503,002.21
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$44,900
Stress test qualifying rate8.19%
Payment you must qualify for$5,071.72
Cash Needed at Closing
Minimum down payment$44,900
Estimated Land Transfer Tax (LTT)$10,455
Legal / closing costs (typical estimate)$1,500
Total cash needed$56,855
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
