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Property Type: Detached HouseOwnership: Freehold
7104 SIXTH LINE ROAD W
Centre Wellington, ON N0B1J0
MLS® X13622956
$1,089,000
4 bed3 bath8 parking
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 246 x 165 FT
- Frontage
- 246 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $6,869 (2025)
Interior
- Basement
- Partially finished, N/A
- Heating
- Forced air, Propane
- Cooling / A/C
- Central air conditioning, Air exchanger
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Foyer | Main level | — |
| Recreational, Games room | Basement | — |
| Bedroom | Basement | — |
| Office | Basement | — |
| Living room | Main level | — |
| Utility room | Basement | — |
| Bathroom | Main level | — |
| Bathroom | Second level | — |
| Bathroom | Second level | — |
| Family room | Main level | — |
| Dining room | Main level | — |
| Kitchen | Main level | — |
| Mud room | Main level | — |
| Bedroom | Second level | — |
Description
Escape to the country at 7104 6th Line, Centre Wellington. Set on a private one-acre lot with beautiful farmland views, this well-maintained four-bedroom, three-bathroom home offers approximately 3,000 sq. ft. of comfortable family living. Built in 2016 using energy-efficient ICF construction, the home provides excellent insulation, year-round comfort and lasting durability. Surrounded by mature trees on a quiet road, the property offers the peace and privacy you've been looking for, with plenty of outdoor space for children and pets to enjoy. A spacious private deck provides the perfect place to entertain, unwind in the summer breeze and watch the sun set over the fields. The impressive detached shop adds exceptional versatility for contractors, hobbyists, storage or additional workspace. A rare opportunity to enjoy modern comfort, usable space and peaceful country living-all in one remarkable property. (id:63159)
Listing Information
- MLS®
- X13622956
- Tax assessment year
- 2025
- Data last synced
- September 15, 2026
Century 21 Excalibur Realty Inc
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Century 21 Excalibur Realty Inc
MLS® Number: X13622956
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of OnePoint Association of REALTORS®.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
31,093
(2021 Census)
+10.3% since 2016
Density: 75.9/km²
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Mortgage & Ownership Cost Calculator
Minimum required: 7.7% ($83,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$871,200.00
Periodic payment — Principal & Interest (monthly)$5,620.69
Additional monthly expenses (condo fees, tax, utilities, etc.)$572.42
Total monthly cost$6,193.10
Interest paid over 5-yr term$249,688.42
Balance at end of term$783,647.22
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$83,900
Stress test qualifying rate8.19%
Payment you must qualify for$7,793.28
Cash Needed at Closing
Minimum down payment$83,900
Estimated Land Transfer Tax (LTT)$18,255
Legal / closing costs (typical estimate)$1,500
Total cash needed$103,655
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.