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Property Type: Detached HouseOwnership: Freehold
907 NINTH STREET
Centre Wellington, ON N0B1J0
MLS® X13872134
$780,000
3 bed2 bath4 parking
Property Details
Property & Lot
- Sub-type
- House
- Style
- Bungalow
- Stories
- 1
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $1,179.38
Interior
- Basement
- Unfinished, Full
- Heating
- Baseboard heaters, Forced air, Electric, Propane
- Cooling / A/C
- Window air conditioner
- Fireplace
- None
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | Main level | — |
| Living room | Main level | — |
| Dining room | Main level | — |
| Primary Bedroom | Main level | — |
| Bedroom 2 | Main level | — |
| Bedroom 3 | Main level | — |
| Sunroom | Main level | — |
Description
Luxury on the lake! Introducing Lake Belwood, a hidden gem yet to be discovered & a short drive to Guelph, KW, Oakville, Hwy 401, Pearson Airport and Toronto. Have you always wanted the beauty and relaxation of cottage country but hated the drive and all that came with it every weekend? Here is your answer - stay close to home with this amazing cottage at Lake Belwood. This charming three bedroom, two bathroom cottage offers the perfect blend of comfort, character and incredible waterfront views. Set on an massive lot with beautiful views across at the expanse of the lake. Enter into the cottage and find a very generous living space flooded with natural light and large windows throughout that provide incredible views of the large yard and lake. Open concept kitchen, family and dining rooms makes it perfect for family gatherings or just a cozy weekend. The attached covered porch is another perfect spot to start your morning with a coffee, unwind after a day on the water or gather with friends and family in the evening. And when the sun starts to set the lake comes alive and provides absolutely spectacular sunsets that are perfect from this property. Do not miss your chance at this incredible cottage - a must see in person. This is a seasonal cottage on GRCA lease land, full time living is permitted April 15 - November 15 and 10 days of living permitted in the off season. (id:63159)
Listing Information
- MLS®
- X13872134
- Data last synced
- October 11, 2026
Keller Williams Home Group Realty
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Keller Williams Home Group Realty
MLS® Number: X13872134
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of OnePoint Association of REALTORS®.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
31,093
(2021 Census)
+10.3% since 2016
Density: 75.9/km²
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Mortgage & Ownership Cost Calculator
Minimum required: 6.8% ($53,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$624,000.00
Periodic payment — Principal & Interest (monthly)$4,025.84
Additional monthly expenses (condo fees, tax, utilities, etc.)$98.28
Total monthly cost$4,124.12
Interest paid over 5-yr term$178,840.19
Balance at end of term$561,290.02
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$53,000
Stress test qualifying rate8.19%
Payment you must qualify for$5,636.97
Cash Needed at Closing
Minimum down payment$53,000
Estimated Land Transfer Tax (LTT)$12,075
Legal / closing costs (typical estimate)$1,500
Total cash needed$66,575
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
