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Property Type: Detached HouseOwnership: Freehold
19 FINDLAY WAY
Centre Wellington (Fergus), ON N1M0A4
MLS® X13467298
$855,000
4 bed3.5 bath3 parking
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 32 x 121.2 FT
- Frontage
- 32 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $4,923 (2026)
Interior
- Basement
- Unfinished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Eating area | Main level | — |
| Dining room | Main level | — |
| Foyer | Main level | — |
| Kitchen | Main level | — |
| Laundry room | Main level | — |
| Living room | Main level | — |
| Primary Bedroom | Second level | — |
| Bedroom 2 | Second level | — |
| Bedroom 3 | Second level | — |
| Bedroom 4 | Second level | — |
Description
Experience Elevated Living on Prestigious Findlay Way, Fergus. Welcome to this exquisitely upgraded 4-bedroom, 3-bathroom residence, where timeless design meets modern sophistication in one of Fergus's most desirable family-oriented communities. From the moment you arrive, the home's impressive curb appeal and refined exterior set the tone for what lies within. Step inside to discover a thoughtfully curated interior featuring rich hardwood flooring, expansive living spaces, and an abundance of natural light that creates a warm yet elevated ambiance. At the heart of the home, the designer kitchen seamlessly integrates style and function-perfectly positioned to flow into the elegant dining area and open-concept living space, making it ideal for both intimate family moments and upscale entertaining. The upper level offers four generously proportioned bedrooms, including a serene primary retreat complete with a beautifully upgraded spa-inspired En-suite your private sanctuary to unwind. Additional bedrooms provide versatility for family, guests, or a sophisticated home office, complemented by a well-appointed second full bathroom. Outdoors, enjoy a private backyard setting designed for relaxation and leisure, while the single-car garage and meticulously maintained exterior enhance both convenience and curb appeal. Perfectly situated close to top-rated schools, scenic parks, and everyday amenities, this exceptional home offers the ideal balance of luxury, comfort, and location. A rare offering in Fergus-where style, space, and lifestyle converge. (id:63159)
Listing Information
- MLS®
- X13467298
- Tax assessment year
- 2026
- Data last synced
- September 15, 2026
LUXE HOME TOWN REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: LUXE HOME TOWN REALTY INC.
MLS® Number: X13467298
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Location Insights
Weather
Nearest station: Cambridge
3°C
Fog
Humidity 98%
Wind NE calm km/h
Today
20°
Tonight
5°
Friday
12°
Friday night
-2°
Saturday
14°
Saturday night
3°
Source: Environment and Climate Change Canada.
Nearby Places
Parks (5+)
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Mortgage & Ownership Cost Calculator
Minimum required: 7.1% ($60,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$684,000.00
Periodic payment — Principal & Interest (monthly)$4,412.94
Additional monthly expenses (condo fees, tax, utilities, etc.)$410.25
Total monthly cost$4,823.19
Interest paid over 5-yr term$196,036.37
Balance at end of term$615,260.21
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$60,500
Stress test qualifying rate8.19%
Payment you must qualify for$6,160.35
Cash Needed at Closing
Minimum down payment$60,500
Estimated Land Transfer Tax (LTT)$13,575
Legal / closing costs (typical estimate)$1,500
Total cash needed$75,575
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
