Loading…
Property Type: Detached HouseOwnership: Freehold
26 GIBBS WAY N
Centre Wellington (Fergus), ON N1M0G7
MLS® X13792838
$799,000
4 bed4.5 bath3 parking
Open House
Saturday, October 31
2:00 PM – 4:00 PM
Sunday, November 1
2:00 PM – 4:00 PM
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 32 x 103.4 FT
- Frontage
- 32 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $5,188.91
Interior
- Basement
- None
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Great room | Main level | — |
| Bathroom | Basement | — |
| Living room | Basement | — |
| Kitchen | Main level | — |
| Eating area | Main level | — |
| Partial bathroom | Main level | — |
| Primary Bedroom | Second level | — |
| Bedroom 2 | Second level | — |
| Bedroom 3 | Second level | — |
| Bathroom | Second level | — |
| Laundry room | Second level | — |
| Bedroom | Basement | — |
Description
Beautifully Maintained Family Home with In-Law Suite in the Sought-After Summerfields Community is now available for SALE!! Welcome to this stunning 3+1 bedroom, 3+1 bathroom family home offering over 2,400 sq. ft. of beautifully finished living space. Located in the desirable Summerfields community, this home has been impeccably maintained and thoughtfully upgraded throughout. The gourmet kitchen features a large island, stainless steel appliances, and abundant cabinetry - perfect for family meals and entertaining. The bright breakfast nook walks out to a spacious, fully fenced backyard, ideal for kids and pets alike. The family room is open, airy, and filled with natural light, creating a warm and inviting atmosphere. Upstairs, you'll find two generous bedrooms on this level and a large primary suite complete with a walk-in closet and a private en-suite featuring a soaker tub and separate shower. A stylish 3-piece en-suite second bath completes the upper level. The fully finished basement offers a separate living area or potential rental opportunity. Additional highlights include:- EV wiring in the garage for future electric vehicle charging- Large, fully fenced backyard ideal for entertaining or relaxing- Beautiful curb appeal in a family-friendly neighborhood near schools, parks, and downtown. Don't miss this showstopper - a perfect blend of comfort, functionality, and modern living! (id:63161)
Listing Information
- MLS®
- X13792838
- Data last synced
- October 28, 2026
LUXE HOME TOWN REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: LUXE HOME TOWN REALTY INC.
MLS® Number: X13792838
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Location Insights
Weather
Nearest station: Kitchener-Waterloo
4°C
Mist
Humidity 97%
Wind N 4 km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Nearby Places
Parks (5+)
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 6.9% ($54,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$639,200.00
Periodic payment — Principal & Interest (monthly)$4,123.90
Additional monthly expenses (condo fees, tax, utilities, etc.)$432.41
Total monthly cost$4,556.31
Interest paid over 5-yr term$183,196.56
Balance at end of term$574,962.47
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$54,900
Stress test qualifying rate8.19%
Payment you must qualify for$5,769.56
Cash Needed at Closing
Minimum down payment$54,900
Estimated Land Transfer Tax (LTT)$12,455
Legal / closing costs (typical estimate)$1,500
Total cash needed$68,855
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
