Loading…
Property Type: Detached HouseOwnership: FreeholdRECENTLY LISTED
91 HARPER CRESCENT
Centre Wellington (Fergus), ON N1M3W1
MLS® X14113468
32
Walk Score
37
Bike
$739,000
3 bed3 bath3 parking
32
Walk Score
37
Bike
Amenities
Also listed: Fireplace(s)
Property Details
Property & Lot
- Sub-type
- House
- Style
- Bungalow
- Stories
- 1
- Lot size
- 39 x 118.7 FT
- Frontage
- 39 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $4,729.65 (2025)
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Main level | — |
| Bathroom | Basement | — |
| Utility room | Basement | — |
| Dining room | Main level | — |
| Kitchen | Main level | — |
| Bathroom | Main level | — |
| Primary Bedroom | Main level | — |
| Bedroom 2 | Main level | — |
| Bathroom | Main level | — |
| Bedroom 3 | Basement | — |
| Office | Basement | — |
| Recreational, Games room | Basement | — |
Description
Welcome to this exceptional Wright haven-built bungalow, beautifully positioned in a sought-after neighborhood surrounded by tranquil green space and immaculate, pride-of-ownership properties. From the moment you arrive, the charming curb appeal and meticulous upkeep-including a newly replaced roof (2020)-set the tone for a home that is truly prepared for its next owners to simply unpack and enjoy. Step inside to an airy, open-concept main floor designed for effortless daily living and seamless entertaining. The generous kitchen serves as the heart of the home, featuring abundant counter space and cabinetry that flow smoothly into the bright and spacious primary living areas. Main floor laundry adds ultimate day-to-day convenience. The main level offers two restful bedrooms. The primary suite serves as a peaceful retreat, complete with its own private ensuite bathroom. The second bedroom enjoys direct "ensuite privilege" access to the second main bath, making it ideal for guests or family members. Extend your living space outdoors in the stunning 3-season sunroom-a light-filled sanctuary perfect for morning coffee, evening relaxation, or taking in serene views of the surrounding greenery. The fully finished lower level offers tremendous versatility, featuring an expansive recreation room centered around a warm fireplace, along with a full bathroom. A third bedroom offers comfortable accommodations for guests, while an additional flexible bonus room easily adapts as a dedicated home office, hobby space, or exercise room. Combining trusted quality construction, thoughtful updates, and an unbeatable location, this residence offers a complete lifestyle package ready to welcome you home. (id:63161)
Listing Information
- MLS®
- X14113468
- Tax assessment year
- 2025
- Data last synced
- October 27, 2026
Royal LePage Royal City Realty
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Royal LePage Royal City Realty
MLS® Number: X14113468
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of OnePoint Association of REALTORS®.
Location Insights
Weather
Nearest station: Kitchener-Waterloo
4°C
Mist
Humidity 97%
Wind N 4 km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Nearby Places
Parks (5+)
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 6.6% ($48,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$591,200.00
Periodic payment — Principal & Interest (monthly)$3,814.22
Additional monthly expenses (condo fees, tax, utilities, etc.)$394.14
Total monthly cost$4,208.36
Interest paid over 5-yr term$169,439.62
Balance at end of term$531,786.31
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$48,900
Stress test qualifying rate8.19%
Payment you must qualify for$5,350.86
Cash Needed at Closing
Minimum down payment$48,900
Estimated Land Transfer Tax (LTT)$11,255
Legal / closing costs (typical estimate)$1,500
Total cash needed$61,655
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
