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Property Type: Detached HouseOwnership: Freehold
279 STRATHALLAN STREET
Centre Wellington (Fergus), ON N1M3L6
MLS® X13836018
$650,000
3 bed2.5 bath2 parking
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 30 x 100 FT
- Frontage
- 30 feet
R1
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $3,265.4
Interior
- Basement
- Partially finished, N/A
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Main level | — |
| Dining room | Main level | — |
| Kitchen | Main level | — |
| Primary Bedroom | Second level | — |
| Bedroom | Second level | — |
| Bedroom | Second level | — |
| Recreational, Games room | Basement | — |
Description
Welcome to 279 Strathallan St, a 3 bedroom, 2 bathroom two-storey home in the north end of Fergus. The bright main floor features a kitchen complete with breakfast bar, providing the ideal space for casual meals, entertaining and everyday family life plus a spacious living room/dining room. Step outside to enjoy the fully fenced backyard, offering privacy and plenty of room for children and pets to play. The deck creates the perfect setting for outdoor dining, relaxing and enjoying your evenings. Upstairs you will find three comfortable bedrooms and a 4 pc bathroom. The partially finished basement has a 2 pc bathroom with rough in for a shower and adds valuable living space and flexibility, making it ideal for a family room, home office, gym or play area. Updates include roof 2021, driveway 2021, water softener 2024, a/c 2023 and fence 2025. Conveniently located close to schools, parks, shopping and local amenities, this home is a fantastic opportunity for families, first time buyers, or anyone looking to enjoy what Fergus has to offer. (id:63161)
Listing Information
- MLS®
- X13836018
- Data last synced
- October 28, 2026
Century 21 Heritage House Ltd
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Century 21 Heritage House Ltd
MLS® Number: X13836018
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of OnePoint Association of REALTORS®.
Location Insights
Weather
Nearest station: Kitchener-Waterloo
4°C
Mist
Humidity 97%
Wind N 4 km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Nearby Places
Restaurants (4)
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Mortgage & Ownership Cost Calculator
Minimum required: 6.2% ($40,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$520,000.00
Periodic payment — Principal & Interest (monthly)$3,354.86
Additional monthly expenses (condo fees, tax, utilities, etc.)$272.12
Total monthly cost$3,626.98
Interest paid over 5-yr term$149,033.49
Balance at end of term$467,741.68
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$40,000
Stress test qualifying rate8.19%
Payment you must qualify for$4,729.78
Cash Needed at Closing
Minimum down payment$40,000
Estimated Land Transfer Tax (LTT)$9,475
Legal / closing costs (typical estimate)$1,500
Total cash needed$50,975
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
