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Property Type: Detached HouseOwnership: Freehold
162 PARKSIDE DRIVE E
Centre Wellington (Fergus), ON N1M3E8
MLS® X13506068
$679,900
3 bed2.5 bath4 parking
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 40 x 155 FT
- Frontage
- 40 feet
R1C
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $3,907.24 (2025)
Interior
- Basement
- Unfinished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Description
Welcome to this beautifully maintained family home, tucked away on a quiet street in sought-after North Fergus! From the moment you arrive, you'll be captivated by the charming curb appeal and inviting covered front porch-the perfect spot to relax and enjoy warm summer evenings. Step inside and discover a thoughtfully designed layout that's ideal for first-time buyers, young families, or anyone looking for a move-in-ready home. The bright and spacious main floor features a convenient 2-piece powder room, a generous open-concept living and dining area, and sliding patio doors that lead directly to your incredible backyard retreat. Upstairs, you'll find three comfortable bedrooms and an updated family bathroom complete with a luxurious oversized soaker tub-perfect for unwinding after a long day. Enjoy the added benefit of carpet-free living throughout the home. Additional features include an attached single-car garage, an unfinished basement offering endless possibilities, a newer air conditioning system that's only a few years old, and the added durability and curb appeal of a partial metal roof on the house. The true showstopper is the spectacular backyard! Stretching over 150 feet deep, this rare outdoor oasis features beautiful landscaping, a tranquil pond feature, and a versatile storage shed with hydro and a durable metal roof-ideal for a workshop, hobby space, or additional storage. With plenty of room for entertaining, gardening, family fun, or simply enjoying your own private escape, this backyard is sure to impress. Located within walking distance to parks, schools, and local amenities, this exceptional property offers the perfect blend of comfort, convenience, and value. Opportunities like this don't come along often-book your private showing today and experience everything this incredible home has to offer! (id:63159)
Listing Information
- MLS®
- X13506068
- Tax assessment year
- 2025
- Data last synced
- September 15, 2026
RE/MAX TWIN CITY REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX TWIN CITY REALTY INC.
MLS® Number: X13506068
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Location Insights
Weather
Nearest station: Cambridge
3°C
Fog
Humidity 98%
Wind NE calm km/h
Today
20°
Tonight
5°
Friday
12°
Friday night
-2°
Saturday
14°
Saturday night
3°
Source: Environment and Climate Change Canada.
Nearby Places
Restaurants (4)
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Mortgage & Ownership Cost Calculator
Minimum required: 6.3% ($42,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$543,920.00
Periodic payment — Principal & Interest (monthly)$3,509.19
Additional monthly expenses (condo fees, tax, utilities, etc.)$325.60
Total monthly cost$3,834.79
Interest paid over 5-yr term$155,889.04
Balance at end of term$489,257.80
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$42,990
Stress test qualifying rate8.19%
Payment you must qualify for$4,938.44
Cash Needed at Closing
Minimum down payment$42,990
Estimated Land Transfer Tax (LTT)$10,073
Legal / closing costs (typical estimate)$1,500
Total cash needed$54,563
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
