Loading…
Property Type: Detached HouseOwnership: Freehold
58 PATTISON PLACE
Centre Wellington (Fergus), ON N1M3V3
MLS® X13880478
$785,000
3 bed3 bath5 parking
Amenities
Also listed: Fireplace(s)
Property Details
Property & Lot
- Sub-type
- House
- Style
- Bungalow
- Stories
- 1
- Lot size
- 43.3 x 139 FT
- Frontage
- 43.3 feet
Residential
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $3,855.37
Interior
- Basement
- Finished, Full, Separate entrance, N/A, N/A
- Heating
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | Main level | — |
| Dining room | Main level | — |
| Living room | Main level | — |
| Primary Bedroom | Main level | — |
| Bedroom 2 | Main level | — |
| Recreational, Games room | Lower level | — |
| Bedroom 3 | Lower level | — |
Description
Welcome to 58 Pattison Place! Nestled on a quiet cul-de-sac in historic Fergus, this stunning true bungalow offers the ultimate blend of comfort, style, and convenience. As you arrive, a lovely covered front porch welcomes you with plenty of room to sit and enjoy a morning cup of coffee. Step inside to discover a beautifully renovated, sunlit interior. The heart of the home features a gorgeous custom eat-in kitchen complete with bright white cabinetry, a large center island with granite countertops, and stainless steel appliances. Flow seamlessly into the inviting living room, highlighted by rich hardwood floors and a cozy fireplace. This space is perfect for gathering with family and friends. The main level boasts a spacious primary bedroom overlooking the serene backyard, complete with a walk-in closet and a 4-piece ensuite. A second bright bedroom and an additional 4-piece bathroom complete this level. Head downstairs to a fully finished basement featuring an open-concept rec room, a built-in bar, a third bedroom, and a 3-piece bathroom. The side door access provides incredible potential to add an in-law suite! Step outside into your private backyard oasis. Enjoy warm summer days lounging on the large deck or swimming in the gorgeous inground saltwater pool. With a storage shed, a 1.5-car garage, and parking for 4 cars on the driveway, this property has it all. Just a short walk to schools, parks, grocery stores, and all the charm of downtown Fergus. Completely move-in ready and waiting for you! (id:63159)
Listing Information
- MLS®
- X13880478
- Data last synced
- October 11, 2026
ROYAL LEPAGE RCR REALTY
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: ROYAL LEPAGE RCR REALTY
MLS® Number: X13880478
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Location Insights
Weather
Nearest station: Kitchener-Waterloo
4°C
Mist
Humidity 97%
Wind N 4 km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Nearby Places
Restaurants (4)
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 6.8% ($53,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$628,000.00
Periodic payment — Principal & Interest (monthly)$4,051.64
Additional monthly expenses (condo fees, tax, utilities, etc.)$321.28
Total monthly cost$4,372.92
Interest paid over 5-yr term$179,986.61
Balance at end of term$564,888.03
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$53,500
Stress test qualifying rate8.19%
Payment you must qualify for$5,671.86
Cash Needed at Closing
Minimum down payment$53,500
Estimated Land Transfer Tax (LTT)$12,175
Legal / closing costs (typical estimate)$1,500
Total cash needed$67,175
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
